What are the responsibilities and job description for the Remote Mortgage Underwriter | WFH Opportunity position at Get It - Real Estate?
Job Overview
We are in search of a committed and seasoned Mortgage Loan Underwriter to become a vital part of our rapidly expanding team. This remote role allows for the flexibility to work from your local office or home while engaging with a diverse array of residential mortgage products, including Conventional, Jumbo, FHA, and VA loans. You will play an essential role in ensuring that lending decisions are grounded in meticulous financial, credit, and property valuation analyses.
Key Responsibilities
This position presents a unique opportunity for professional development and growth within our organization. We strongly believe in nurturing the career trajectories of our team members, promoting an environment of continuous improvement.
Company Culture And Values
We pride ourselves on fostering a collaborative and supportive team environment where teamwork is highly valued. Employees are encouraged to pursue personal and professional growth, contributing actively to our ongoing success.
Compensation And Benefits
We are in search of a committed and seasoned Mortgage Loan Underwriter to become a vital part of our rapidly expanding team. This remote role allows for the flexibility to work from your local office or home while engaging with a diverse array of residential mortgage products, including Conventional, Jumbo, FHA, and VA loans. You will play an essential role in ensuring that lending decisions are grounded in meticulous financial, credit, and property valuation analyses.
Key Responsibilities
- Underwrite and make informed decisions on agency conforming, Jumbo, FHA, and VA residential mortgage loans.
- Verify and scrutinize all essential financial documentation, ensuring completeness of loan files, including credit and legal documents.
- Assess appraisal reports for any inconsistencies and take appropriate steps to rectify them.
- Conduct a thorough analysis of an applicant's income, expenses, assets, credit report, and property valuation to determine loan eligibility.
- Calculate qualifying ratios, evaluate creditworthiness, and provide insightful risk opinions to facilitate prudent lending decisions.
- 4 years of experience underwriting VA, FHA, Conventional, and Jumbo Loans.
- Experience with FNMA, FHLMC, and Non-Conforming mortgages is advantageous.
- Proficiency in Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
- Strong grasp of the mortgage lending process and current industry standards.
- Ability to perform crucial loan calculations (e.g., DTI, LTV).
- Exceptional written and verbal communication skills, with a meticulous attention to detail.
- Capacity to manage multiple loan files efficiently and meet tight deadlines.
- Strong team-oriented mindset with collaborative skills.
- A minimum of 4 years of relevant experience in mortgage underwriting.
- A Bachelor's degree in Finance, Business, or a related field is preferred.
This position presents a unique opportunity for professional development and growth within our organization. We strongly believe in nurturing the career trajectories of our team members, promoting an environment of continuous improvement.
Company Culture And Values
We pride ourselves on fostering a collaborative and supportive team environment where teamwork is highly valued. Employees are encouraged to pursue personal and professional growth, contributing actively to our ongoing success.
Compensation And Benefits
- Competitive salary and a comprehensive benefits package, including health insurance and 401(k).
- A positive and encouraging team atmosphere that supports career development and personal growth.
