What are the responsibilities and job description for the Remote Mortgage Underwriter | Work From Home position at Get It - Real Estate?
Job Overview
Join our esteemed organization as a Mortgage Loan Underwriter, where you will play a pivotal role in ensuring the accuracy and viability of mortgage applications. This position offers the flexibility to work remotely or from our local office, empowering you to achieve your professional aspirations in a supportive environment.
Key Responsibilities
We are dedicated to cultivating a culture of continuous learning and career advancement. Our team members are encouraged to enhance their skills and progress in their professional journeys, with access to various resources and support.
Company Culture And Values
Our organization fosters a vibrant team environment that prioritizes collaboration, respect, and work-life balance. We value diversity and inclusivity, ensuring every team member feels valued and empowered to contribute.
Compensation And Benefits
Employment Type: Full-Time
Join our esteemed organization as a Mortgage Loan Underwriter, where you will play a pivotal role in ensuring the accuracy and viability of mortgage applications. This position offers the flexibility to work remotely or from our local office, empowering you to achieve your professional aspirations in a supportive environment.
Key Responsibilities
- Underwrite and assess agency conforming, jumbo, FHA, and VA residential mortgage loans.
- Validate and scrutinize financial documentation to confirm completeness and compliance with all necessary credit and legal requirements.
- Review appraisal reports and resolve discrepancies to uphold precise property valuations.
- Conduct in-depth analyses of applicants’ income, expenses, asset documentation, credit reports, and property valuations to establish borrower eligibility.
- Calculate qualifying ratios and evaluate creditworthiness, providing well-informed risk assessments on loan applications.
- Proven experience in underwriting VA, FHA, Conventional, and Jumbo loans.
- Familiarity with Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
- Strong grasp of the mortgage lending process, including critical calculations such as DTI and LTV.
- Ability to prepare comprehensive findings reports and manage multiple loan files concurrently.
- Excellent written and verbal communication skills, complemented by a collaborative team spirit.
- A commitment to ongoing professional development and knowledge enhancement.
- A minimum of 4 years of underwriting experience is essential.
- Knowledge of FNMA, FHLMC, and Non-Conforming mortgages is advantageous.
- Relevant certification in mortgage underwriting or a related field is preferred.
We are dedicated to cultivating a culture of continuous learning and career advancement. Our team members are encouraged to enhance their skills and progress in their professional journeys, with access to various resources and support.
Company Culture And Values
Our organization fosters a vibrant team environment that prioritizes collaboration, respect, and work-life balance. We value diversity and inclusivity, ensuring every team member feels valued and empowered to contribute.
Compensation And Benefits
- Competitive salary based on experience.
- Comprehensive benefits package, including health insurance and 401(k).
- An upbeat and supportive team atmosphere that promotes collaboration and growth.
Employment Type: Full-Time
