What are the responsibilities and job description for the Mortgage Loan Originator position at Glacier Bancorp?
We were voted the number one bank in Helena for the 26th straight year in the Independent Record. We believe “nice does matter,” and our staff and leadership stands behind those words.
Ensure the loan eligibility and evaluate customer creditworthiness based on their history and current finances before recommending for approval.
Real Estate Originating
- Evaluate customer needs and evaluate the appropriate Real Estate loan product.
- Price each loan to obtain rate of return defined by the strategic plan.
- Monitors loan portfolio to accurately identify risk and ensure asset quality. Maintains credit files with up-to-date financial information and collateral documentation. Identifies and appropriately documents problem loans, policy exceptions, and risk grade changes.
- Maintain a consistent pipeline through relationship development to meet production goals.
- Develop and maintain a good relationship with borrowing customers.
- Comply with all applicable laws and regulations.
Business Development
- Participate in business development efforts through building and maintaining relationships with realtors, contractors, and other industry professionals.
- Proactively identify referral opportunities. Maintains a strong internal network to facilitate a smooth referral hand off.
- Meet referral goals as identified in the Strategic Plan.
About You
Knowledge, Skills, and Abilities
- Ability to work under pressure.
- Working knowledge of lending practices.
- Knowledge of Valley Bank products/services to effectively present appropriate solutions to customers
- Ability to maintain professionalism with disgruntled customers
- Work quickly and accurately using various applications.
- Knowledge of structure loans that deviate from the normal process.
- Ability to communicate effectively verbally and in writing.
- Ability to establish and maintain effective working relationships with employees, other departments, and the public.
Minimum Qualifications
- Bachelor’s degree in business or equivalent work experience.
- 3-4 years Real Estate lending.
What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.