Loan Underwriter

Job Summary
We are seeking a detail-oriented and analytical Underwriter to join our team. The ideal candidate will be responsible for evaluating and analyzing loan applications to determine the risk associated with lending money. This role requires a strong understanding of financial principles, excellent judgment, and the ability to make sound decisions based on data. The Underwriter will collaborate with various departments to ensure compliance with company policies and regulatory requirements while providing exceptional service to clients.

Responsibilities

• Assess loan applications by reviewing financial documents, credit reports, and other relevant information.
• Analyze borrower creditworthiness and determine appropriate loan terms based on risk assessment.
• Utilize financial software to streamline the underwriting process and maintain accurate records.
• Conduct fraud prevention detection measures to identify potential risks in loan applications.
• Collaborate with mortgage servicing teams to ensure smooth processing of loans.
• Negotiate terms with borrowers when necessary to reach mutually beneficial agreements.
• Provide guidance on loan processing procedures and best practices to team members.
• Monitor portfolio management activities to ensure compliance with underwriting standards.
• Perform equity research and financial modeling as needed to support underwriting decisions.
• Maintain up-to-date knowledge of industry trends, regulations, and best practices.

Skills

• Proficient in financial software for data analysis and reporting.
• Strong understanding of fraud prevention detection techniques.
• Experience in mortgage servicing and loan processing is preferred.
• Excellent negotiation skills with the ability to communicate effectively with clients and stakeholders.
• Solid foundation in equity research and financial acumen.
• Strong portfolio management skills with an emphasis on risk assessment.
• Proficient in financial modeling techniques to evaluate loan viability.
• Exceptional mathematical skills for analyzing complex financial data.
• Detail-oriented with strong analytical abilities to make informed underwriting decisions.

EOE

Job Type: Full-time

Pay: $83,316.00 - $100,000.00 per year

Benefits:

• Paid time off

Schedule:

• 8 hour shift
• Monday to Friday

Ability to Commute:

• Wichita, KS 67205 (Required)

Ability to Relocate:

• Wichita, KS 67205: Relocate before starting work (Required)

Work Location: In person

Salary : $83,316 - $100,000