Sr Credit Analyst I

Why work for GM Financial?

GM Financial is a wholly owned subsidiary of General Motors, employing over 10,000 people globally and is one of the top OEM finance companies in the US, leading the way in customer loyalty.  We are expanding our diverse workforce that gives everyone equitable opportunities while providing an environment of inclusion.  As an integral part of the credit team in an individual contributor capacity, you will work with other like-minded team members, our next level performance managers, and our local strategic leaders.  If you thrive in a fast-paced environment, love collaborating with others, and growing account relationships, this is the right role for you. 

About the Senior Credit Analyst, I role: 

The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers, and other finance and credit sources. In addition, the Senior Credit Analyst will manage relationships and negotiate with automobile dealers, administer inbound applications and phone calls, and adhere to State and Federal regulations and compliance standards. 

In this role you will: 

• ​Your role would be to analyze consumer credit applications and leverage higher authority levels to make appropriate risk and profit adjusted decisions to drive excellent results.
• Relationships deliver results at GM Financial. Can you develop and strengthen dealer relationships over the phone and in person?
• Your key to long term success is the ability to communicate effectively and hold dealers accountable to achieve set objectives by creating win-win scenarios
• Work life balance is important at GMF. The role you are looking to take on is a blend of remote and office work.  It may include potential local travel to your assigned market 

What makes you a dream candidate: 

• Your automotive industry experience is crucial to analyzing consumer credit reports, ensuring appropriate risk, pricing, and compliance while looking to capture finance contracts from GM Financial automotive dealers
• Develop and strengthen internal relationships within the center and overall organization contributing to our one team approach
• Multitasking is a must as you will be responsible for managing your assigned territory, while assisting fellow team members as the need arises to ensure world class service levels
• Collaborate with your sales counterparts both in joint dealer visits and performing telemarketing calls to reach shared objectives.
• Draw on your strong work ethic and attention to detail to ensure all necessary documentation is in place as to maintain compliance with applicable policies and procedures
• Ability to work under pressure and make decisions in a fast-paced environment
• Effective oral and written communication and the ability to leverage technology are vital as you assist our performance leaders with peer coaching and development

Experience

• High School Diploma or equivalent required.
• 2-3 years ​of underwriting/sales in the automotive industry preferred

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding
leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount,
community service pay and nine company holidays

Our Culture: Our team members define and shape our culture — an environment that welcomes
innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more
than work — we thrive

Compensation: Competitive pay and bonus eligibility
Work Life Balance: Flexible hybrid work environment, 2-days a week in office