What are the responsibilities and job description for the Home Loan Operations - Home Loan Equity Processor position at Golden 1?
JOB TITLE : Home Loan Equity Processor
DEPARTMENT : Home Loans Operations
STATUS : Non - Exempt
JOB CODE : 1758
PAY RANGE : $22.75 - $27.30 Hourly
GENERAL DESCRIPTION :
Organize and execute processes related to equity loans. Effective pipeline management. Partner with the internal and external Home Loan Advisors to ensure accurate, efficient and timely loan processing.
TASKS, DUTIES, FUNCTIONS :
- Coordinate and communicate information with Member, Home Loan Advisors and vendors for loan transactions.
- Coordinate the ordering of all title reports and follow up on appraisal orders. Review all documentation received for accuracy and determine if additional research or documentation is required.
- Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position..
- Review and calculate income, including tax returns and funds verification (assets) from documentation received in accordance with Golden 1's policies / procedures and update the LOS (Loan Origination System) accordingly.
- Prepare and process equity loans and lines in accordance with internal policies and procedures as well as regulations related to Equity Lending.
- Review and evaluate credit documentation for compliance with Golden 1's policies.
- Acquire and maintain knowledge of rules and regulations regarding equity lending.
- Complete Home Mortgage Disclosure Act (HMDA) information to include auditing information on closed out files to ensure accuracy.
- Maintain and respond to quality control issues.
- Perform functions in accordance with Golden 1's performance competency standards.
- Perform other tasks as assigned.
PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS :
ORGANIZATIONAL CONTACTS & RELATIONSHIPS :
QUALIFICATIONS :
PHYSICAL REQUIREMENTS :
LICENSES / CERTIFICATIONS :
None
LI-Remote
REV. 1 / 24 / 2025
Other details
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Salary : $23 - $27
