What are the responsibilities and job description for the Commercial Loan Specialist position at Granite Bank?
About the Job
The Commercial Lender is responsible for providing tailored commercial lending options to businesses while fostering strong relationships within the community.
Key Responsibilities:
- Prospect and develop new commercial business lending opportunities through networking, relationship-building, and leveraging community ties.
- Assess the creditworthiness of potential clients by reviewing financial statements, tax returns, business plans, and other relevant documents.
- Design and propose flexible loan solutions that meet the needs of our clients while ensuring compliance with lending policies and industry regulations.
- Work closely with departments to ensure efficient loan processing and maintain a smooth customer experience.
- Research market trends and local economic conditions to identify risks and new business opportunities.
Requirements:
- Bachelor's degree in Finance or a related field.
- ~3-5 years of experience in commercial lending, credit analysis, or business banking.
- ~ Strong analytical and critical thinking skills.
