Temporary Medical Underwriter

Hi, we’re Gravie. Our mission is to improve the way people purchase and access healthcare through innovative, consumer-centric health benefit solutions that people can actually use. Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.

This temporary position with an anticipated end date in December and pay for this role is $24/hour.

A Little More About The role:

We’re looking for a Temporary Medical Underwriter. This is a critical position the underwriting team relies on for cost projections of high cost claimants to aid with risk analysis and completion of new business quotes.

You will:

·          Successfully complete training and onboarding of Gravie Underwriting policies, guidelines, models, and innovative techniques.

·          Coordinate and review Individual Health Questionnaires (IHQ) to derive the cost projections for each individual enrolled in the plan for Commercial new business quotes.

·           Utilize Individual Health Questionnaires (IHQ) to project cost on new enrollees for existing partnership business. In these instances you will work closely with the Channel UW team and relay projections to them in order to inform future quote decisions.

·           Use and populate internally available medical UW/risk assessment tools on groups with limited information.

·          Underwrite level-funded and self-funded cases with both individual and aggregate stop loss offerings, relying on medical health questionnaires and other related data/information.

·          Review underwriting case preparation work from analysts and request and/or add analyses as necessary to accurately assess risk and recommend pricing for cases. In some instances, you will be required to roll up your sleeves to review and synthesize a variety of materials related to employer groups’ health plan performance to prepare cases for underwriting review, as well as make recommendations to Underwriting leadership.

·          Identify missing information or additional information that would be helpful; work with other teams to source this information, and in some cases, find creative ways to move ahead without it.

·          Collaborate with Gravie teams and third-party underwriting and actuarial vendors when needed.

·          Work closely with Sales Operations, Underwriting, and Analytics teams, as well as third party vendors, to support Gravie’s busy and growing pipeline of quotes successfully and efficiently

·          Work closely with Account Management and Underwriting Leadership on strategies and pricing to support the retention of existing customers.

·          Contribute to the development of Gravie underwriting strategies, guidelines, and tools to enhance the overall performance of the business and process.

·          Join a team of smart, hard-working, and devoted colleagues at a successful and rapidly growing startup.

You bring:

·           Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, Insurance, or other related majors

·          0-2 years of relevant group health, medical underwriting, or related experience, with fully-insured, self-insured, level funded, and/or stop loss underwriting knowledge preferred

·          Strong analytical aptitude and problem-solving skills

·          Quantitative proficiency and a love of working with numbers

·          Strong Microsoft Excel skills

·          Excellent attention to detail

·          An appetite for learning and quickly putting what you learn into practice

·          Strong verbal and written communication skills

·          Habits of excellent organization, time management, and responsiveness

·          Decision making skills

·          A flexible attitude and ability to work independently and as part of a team.

·          Demonstrated commitment to core Gravie competencies of being authentic, curious, creative, and results oriented

Extra credit:

·          Previous startup company experience

·          Previous experience quoting or underwriting at a health insurance carrier or agency

 A Little More About Us:

·   We know healthcare. Our company was founded and is still led by industry veterans who have started and grown several market-leading companies in the space.

·   We have raised money from top tier investors who share the same long-term vision as we do of building an industry defining company that will endure over the long run. We are well capitalized.

·   Our customers like us. Our revenue churn is in the low single digits, in an industry where greater than 20% churn is common.

·   Our culture is unique. We tend to be non-hierarchical, merit-driven, opinionated but kind people who thrive working in a high-performance, fast-paced environment. People at Gravie care deeply about making a positive impact in the lives of the people we serve. We may not be the right place for everybody, but if you get energized by doing work every day that focuses on putting consumers at the front of the line, we could be a great place for you. It takes unique people and diverse perspectives to deliver our results. We encourage you to be your authentic self – we like you that way.

Salary : $24