Underwriter – Long-Term Care

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value diversity and recognize the benefits gained when people from different cultures, backgrounds and experiences work collaboratively to achieve business results. We are intentionally focused on fostering an inclusive culture and know valuing diversity is an essential leadership quality. Our goal is to create a workplace where all employees feel included, empowered and enabled to perform at their best.

Great American Risk Solutions writes a diverse mix of property and casualty business, both primary and excess. Risk Solutions writes mostly non-admitted business, partnering with leading wholesalers. We focus on specialized solutions for a diverse market.

Our team members at Great American Risk Solutions display strong personal character, integrity, and honesty. We are driven champions of change and focus on results. We emphasize teamwork, collaboration – among underwriting, claims, and shared services teams – and continuous development of interpersonal and technical skills.

https://www.greatamericaninsurancegroup.com/about-us/business-operations/division/great-american-risk-solutions

We are currently looking for an Underwriter to join the Great American Risk Solutions Division. This individual will primarily handle renewals on our Long-Term Care team, with the opportunity to handle new business submissions as assigned. This position will either be based in our Cincinnati, OH headquarters, which offers a hybrid work environment, or completely remote depending on background and experience.

Essential Job Functions and Responsibilities

• Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.

• Analyzes risk information to make informed decisions on coverage, pricing, and terms.

• Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.

• Orders additional reports and screens, such as Medicare surveys, loss history reports, outside inspections, etc., to inform decisions.

• Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.

• Evaluates existing policies for potential renewal or modification.

• Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.

• Stays updated on industry trends, regulatory changes, and market conditions.

• Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.

• Interprets, explains, and markets products and services.

• Performs other duties as assigned.

Job Requirements

• Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience.

• Generally, a minimum of 1 to 2 years of related insurance experience.

• Position requires occasional travel (up to 10%).

• Excellent interpersonal and communication skills.

• Strong analytical skills with attention to detail.

• Strong negotiation and decision-making ability.

• Strong Microsoft Excel skills.

This job is non-exempt in California and Washington.

Business Unit:

Benefits:

Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.

We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.

Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.