MORTGAGE LOAN PARTNER

Description

A mortgage loan partner is an experienced loan professional that works alongside the mortgage advisor, or loan originator, and assists with loan applications and pre-approvals before they are taken to the loan processor.

Essential Duties and Responsibilities of a GPB Loan Partner include, but are not limited to:

• Reviews loan applications to verify data is complete and meets compliance standards.
• Assist Mortgage Advisor to determine best loan options for clients.
• Provides consistent updates to clients.
• Effectively communicates with mortgage advisors, buyers, title companies, builders and real estate agents.
• Obtains and reviews consumer loan documentation prior to issuing prequal approvals.
• Recommends loans not meeting standards be denied if unable to restructure.
• Orders appraisals, title commitments, IRS tax transcripts, FHA/VA case numbers and employment verifications.
• Obtains and reviews consumer loan documentation prior to submitting loans for processing or directly to underwriting (as needed)
• Monitors and ensures closing dates and company deadlines are met.
• Records data on status of loans (approved, canceled or denied). 
• Reviews files to ensure compliance with rules and regulations of government agencies.
• Assists with marketing and CRM software.
• Maximizes office productivity through proficient use of appropriate software applications.
• Researches and develops resources to create timely and efficient workflow.
• Adopts GPB’s procedures for systematic retention, retrieval, protection and disposal of records.

Qualifications

Education and/or Experience: High school diploma or general education degree (GED); preferred one to three months related experience and/or training; or equivalent combination of education and experience.

• Minimum of 1-2 years’ experience in mortgage lending preferred.
• Must have a thorough knowledge of all mortgage products, programs and regulatory requirements, in addition to knowledge of processing, underwriting and closing procedures.
• Must possess the ability to assist a mortgage advisor while maintaining a positive attitude, strong work ethic and drive for success.
• Must be bondable.
• National NMLS registration is required.

Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Skills: Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.  Ability to write routine reports and correspondence.  Ability to speak effectively before groups of customers or employees of organization. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.  Ability to compute rate, ratio, and percent. To perform this job successfully, an individual should have knowledge of Microsoft Internet Explorer and Microsoft Office software.

Physical Demands: This position may require long periods of standing or sitting and may include long periods of typing and repetitive motion. Candidates must possess the ability to lift and carry cash drawers, coin bags, and boxes sometimes weighing as much as 25 pounds. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Work Environment: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. The environment would be consistent with a typical business office with moderate noise, services open to the public and the ability to work in a confined area typically indoors.

All employees are required to attend training as required by GPB, as well as support the overall compliance program by complying with all laws, policies and procedures.

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, basis of disability or any other federal, state or location protected class.