Loan Administrator II

Scope:

The Ag/Commercial Loan Administrator II is directly responsible for the daily administration of all Ag/Commercial loans and related bank accounts as well as various credit administration duty assistance.

Accountabilities:

The Loan Administrator will:

• Prepare loan documentation for Ag and Commercial loans.
• Coordinate implementation/booking of all new loans including funding and changes to existing loans.
• Review loan documents, funding sheets and loan committee approvals prior to funding.
• Be responsible for processing and review of all Agricultural Loans/Participations and Farm Real Estate Loans as well as Commercial Loans and Commercial Real Estate Loans.
• Act as the customer's primary contact for all loan processing including loan funding, collateral management, file maintenance, and problem resolution with regards to payments.
• Manage participations sold including all steps necessary for putting new loans on the system.
• Communicate with participating banks to ensure accurate transactions.
• Ensure loan risks are communicated to the CCO and CLO.
• Check all loans and extensions daily.
• Balance the G/L for loans and check for exceptions for each branch daily
• Change and update rates in the system and update ARC rates.
• Receive and process customer requests for advances, AFT, wire and sweeps.
• Initiate appropriate funding actions to fund the loan closing/acquisition per the note and loan officer instructions.
• Perform general maintenance of accounts including data input, related report ordering and review, preparation of appropriate forms, and the loan signing with the customers if a loan officer is unavailable.
• Contact parties outside the bank, i.e.: abstractors, county officials, insurance agents, attorneys, etc. acting as a liaison for the bank.
• Aid with scanning and saving documentation to Synergy.
• Assemble information for the CLO, CCO, and Head of Ag Lending as requested.
• Assemble and prepare information for the Ag/Commercial loan meeting on a weekly basis. Keep track of all proxy’s and proxy votes daily. Attend weekly Ag/Loan committee.
• Aide branches with questions.
• Aide in clearing missing loan documents as assigned.
• Track and report all CRA activity in coordination with Compliance Officer.
• Back up Credit Administrator on daily loan file maintenance.
• Act as back up for daily loan review.
• Assist in maintaining document tracking for all missing loan documentation.
• Assist in file review.
• Work with Credit Administrator to implement a process for updating insurance policies for loan customers and participations.
• Monitor new insurance policies.
• Participate in community activities as needed and any other activities that may arise.
• Perform other duties as requested or assigned.

Qualifications:

• Education:
• High school diploma; AA degree
• Additional bank specific schooling recommended.

• Experience:
• 3-5 years of banking experience preferred.

• Committee Assignments:
• Ag/Commercial Loan Committee

Competencies Critical for Effective Performance are:

Integrity-effective performers think and act ethically and honestly

Organizational Knowledge-effective performers understand the working of the organization, specifically, the formal and informal policies and structures
that govern operations.

Organizing & Planning - effective performers have strong organizing and planning skills

Communicativeness-effective performers recognize the essential value of continuous information exchange and the competitive advantage it brings.
Drive/Energy-effective performers have a high level of energy and the motivation to sustain it over time

Customer Orientation-effective performers stay close to customers and view the organization through their eyes

Problem Solving and Decision Making-effective performers have the ability to identify problems, solve them, act decisively, and show good judgement.

Learning Agility-effective performers continuously seek new knowledge, curious and want to know “why”

Composure- effective performers maintain emotional control, even under ambiguous or stressful circumstances

Sensitivity-effective performers value and respect the concerns and feelings of others