What are the responsibilities and job description for the Sr. Data Analyst-Compliance Testing (Remote) position at Greensky Credit?
Overview
GreenSky is one of the fastest growing financial technology companies in America. We make it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. With billions of dollars in loans and hundreds of thousands of satisfied customers, we are quickly changing the consumer credit marketplace.
We have developed a highly scalable loan origination and servicing platform and unique loan origination tools to deliver a differentiated level of service to our multiple stakeholders, including bank partners, merchant and retailer channel partners, consumers, and borrowers.
Leveraging proprietary mobile technology, we are currently experiencing exceptional growth in both accounts and profitability. We have a great team, are growing quickly, and are backed by some of the leading investors in the world. Our corporate headquarters is in the expanding fintech hub of Atlanta.
About This Opportunity
Role : Sr. Data Analyst , Compliance Testing
Overview : The Greensky compliance testing team is responsible for evaluating adherence to the inventory of applicable regulatory requirements via evaluation of policies, procedures, processes, and loan level testing. The types of regulatory requirements include consumer finance related areas, such as CFPB, Fair Credit Reporting Act (FCRA), Service Members Civil Relief Act (SCRA), and UDAAP (Unfair Deceptive and Abusive Practices).
The Sr. Data Analyst role will be a core member of the Compliance Testing team and is responsible for helping to support all data related aspects of the group including the sourcing, evaluation, automation, mapping and scripting for the loan level testing.
Responsibilities include ensuring that the appropriate data elements are sourced for testing, supporting operational and executive level reporting, including automation of the reporting package and testing process, and broadly supporting data analysis and data architecture within the group.
Duties & Responsibilities
- Support execution of our compliance management system ("CMS") for consumer lending / servicing policies, procedures, and processes, focusing on consumer-facing activities
- Provide analytical support in the review of internal controls for key processes to ensure compliance with regulatory requirements
- Develop and maintain data sampling scripts for manual compliance testing efforts
- Develop an automated testing framework / infrastructure that can be easily maintained and scaled to accommodate evolving compliance needs
- Develop automated testing scripts to assess the effectiveness of internal controls.
- Perform root cause analysis of changing trends to identify performance drivers with minimal assistance
- Lead quantitative analysis to analyze large datasets to identify emerging performance trends
- Prepare summary compliance testing and monitoring results for reporting to management in Legal, Compliance, and Operational business functions
- Effectively communicate, both verbally and in writing, the results of testing and monitoring activities, including control weaknesses and remediation plans
- Develop, manage, and report on Compliance KPIs
- Be the trusted internal resource by demonstrating a deep understanding in your area of ownership
Required Skills / Qualifications
Preferred Qualifications :
GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.
