Credit Manager

Other locations may be considered

We are excited for you to apply to our credit leadership position that will work with the Capital Markets team. This credit leadership position will assist in maintaining sound credit administration and asset quality while supporting sustainable growth of the loan assets of the Association. This position provides leadership, communicates credit direction, lending philosophy and risk management principles to the Capital Markets team.

Get to know GreenStone

Our $15 billion portfolio of customers, ranging from rural homeowners to global agriculture and food businesses, provides our employees with a unique opportunity to maintain a local presence while working for a top workplace. Our diverse business structure provides exciting opportunities for passionate, talented professionals in many areas. Additionally, many of our team members are highly respected in their area of expertise at both the state and national level making GreenStone one of the top Farm Credit associations in the country.

Culture

Core Four values steer everything we do at GreenStone. Customer First, Deliver Quality, Get involved, Do the right thing. Employees work as a team to create a company fueled by the desire to best serve each other and our customers every day. Greenstone culture promotes innovative thinking, professional development, health and wellness, and a relaxed work environment with flexible schedules.

What can we offer you?

GreenStone trusts the people we hire. We empower employees to make the best decisions for the customer and the company.

GreenStone has an outstanding Total Rewards package, which includes, but is not limited to:

• 15 vacation days, 12 sick days, and 12 paid holidays per year
• 16 hours of volunteer time
• Paid parental leave
• 401(k) plan – up to a 9% employer contribution/match
• Medical, Dental, Vision, STD, LTD, Life/AD&D benefits, etc.
• $150/year Logo Wear allowance
• $400/year Wellness Subsidy/Reimbursement & wellness programs
• $6,000 lifetime maximum Student Debt repayment program
• Yearly bonus/incentive opportunity available to all benefit eligible employees
  
  

Primary Responsibilities...

Leadership

• Directs the activities and initiates actions of direct reports toward accomplishments of goals by clearly assigning responsibilities and tasks and establishing controls to monitor progress.
• Ensures direct reports have necessary resources and authority to effectively perform their job.
• Keeps direct reports informed of decisions, changes and relevant information on a timely basis.
• Coaches direct reports, provides performance feedback through continuous performance management program, makes salary and promotion recommendations, and facilitates their professional growth.
• Provides strategic direction on department initiatives driving consistency with core business plan.
• Engages regularly with leaders to address challenges and improve workflow.
  
  

Credit Approval/Credit Supervision

• Responsibilities include underwriting and approving credit requests as well as assisting with the development and administration of and training on credit policies and procedures.
• Make sound credit decisions within delegated authority and assist with management of regional credit committee.
  
  

Underwriting Team Leader

• Coach, counsel and mentor credit analysts and lenders to maximize effectiveness and to best achieve Association objectives by reviewing proposed analysis and loan structure prior to credit submission.
  
  

Credit Administration

• Influence credit administration within the region through activities of the regional credit committee and work with the FSOs and Operations staff to ensure credit administration is carried out at a satisfactory or better rating.
• Provide support and input to association management to help improve credit administration within the association.
• Assist with Portfolio Management Responsibility (PMR) review process within the regions.
  
  

Credit Strategies

• Assist CCO, SVP Credit - Regional, and VP – Credit in developing, recommending, and implementing strategies to improve loan servicing, risk identification, return on assets, loan negotiations, monitoring, and review systems.
• Work closely with information services and other vendors to incorporate technology to improve efficiency and Association competitive advantage.
  
  

Credit Direction

• Assist CCO, SVP Credit - Regional, and VP – Credit in developing association credit philosophy, policies, procedures, standards, goals, and credit plan to ensure credit quality, credit administration and loan underwriting is consistent with association credit philosophy and business objectives.
  
  

Position Requirements…

• Bachelor’s degree in finance, business administration, agriculture, or related field.
• 5 years of progressive experience in underwriting large corporate, middle market, or syndicated credits.
• Strong administrative, analytical, negotiation and problem-solving skills.
• Experience in a supervisory role preferred with demonstrated leadership skills reflecting the ability to influence others to achieve desired business results.
• Strong interpersonal, oral communication, and written communication skills.
• Ability to adapt to new systems and work as a member of a team.
• General knowledge of loan products and credit operations as well as products and business management.
  
  

GreenStone Farm Credit Services is an equal opportunity employer. It is our policy to provide equal employment opportunity to all persons regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, age, disability, veteran status, genetic information, or any other characteristic protected by law. We comply with all federal, state and local equal employment opportunity regulations. We conduct all personnel decisions and processes relating to our employees and job applicants in an environment free of discrimination and harassment.