What are the responsibilities and job description for the Collateral Analyst position at Gulf Coast Bank & Trust?
Description
Summary
The Collateral Analyst confirms critical information for invoices, prepares applications for funding, and performs clerical duties.
Responsibilities
- Identify and confirm invoices and supporting document images are accessible in database and use drag and drop function to organize images and calibrate automated document captures.
- Call other businesses for additional information when needed.
- Scan and copy financial documents and generate outbound mail.
- Review client documentation using invoice processing software and request missing documents to complete submission when needed. This includes date, debtor name and address, invoice amount, invoice and reference number, match of corresponding support documents to each invoice.
- Complete Notifications of Assignments (NOA) for 1st time relationship activity with any invoices as necessary.
- Mail and post funding verification requirements.
- Escalate issues to Account Managers as needed.
- Assist in collection, assembly and posting of outgoing mail.
- Upload post purchase documents to websites.
- Make targeted collection calls and email or check websites when needed.
- Assist in reviewing client account activity.
- Perform additional duties as assigned.
Requirements
Skills/Experience/Education
- Bachelor’s degree and 2 years of related experience preferred.
- Bilingual in Spanish and English preferred.
- Ability to effectively communicate, remain flexible, and successfully collaborate with others.
- Excellent customer service skills.
- Technology proficiency required. Experience using HubTran a plus.
- Attention to detail.
Essential Mental & Physical Requirements
- Ability to travel if required to perform the essential job functions.
- Ability to work under stress and meet deadlines.
- Ability to read and interpret a document if required to perform the essential job functions.
- Prolonged periods of sitting at a desk and working on a computer may be required.
- Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Benefits Overview
Spectrum Commercial Finance is a division of Gulf Coast Bank & Trust Company. As an employee of Spectrum, you will be eligible to participate in a broad array of company benefits, based on eligibility and requirements, to include but not limited to:
- Health, dental & vision insurance
- Company-paid life short term and long-term disability
- 401(k) Savings & Retirement Plan with company match
- Employee Stock Ownership Plan
Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.
