What are the responsibilities and job description for the Senior Bodily Injury Adjuster, Personal Lines (Attorney Rep) position at Hallmark Financial Services Inc.?
Responsibilities:
Customer Service: Provide exceptional service to policyholders and claimants, addressing inquiries and concerns in a timely manner- .Claims Investigation: Conduct thorough investigations of complex personal lines claims, including property damage, liability, and personal injury claims. Identify and perform coverage analysis and prepare reservation of rights/declination letters when appropriate
- .Evaluation: Assess the validity of claims by analyzing evidence, statements, and policy coverage. Utilize industry guidelines and best practices to determine settlement amounts
- .Risk Assessment: Identify and evaluate potential risks associated with claims, recommending strategies to mitigate exposure for the company
- .Negotiation: Engage with policyholders, claimants, and third parties to negotiate settlements, ensuring all parties are treated fairly and professionally
- .Documentation: Maintain accurate and detailed records of claims, correspondence, and settlement negotiations in the claims management system and ensure proper file management, evaluation, strategy, and timely reserve recommendations are handled timely
- .Collaboration: Work closely with internal teams, including underwriting, legal, and risk management, to ensure comprehensive claims handling. Oversee development of cases with defense counsel (as applicable) to include used of vendors, expert support and case strategy
- .Compliance: Ensure all claims are handled in compliance with company policies, state regulations, and industry standards
- .Reporting: Prepare and present reports on claims trends, outcomes, and recommendations for process improvements
.
Required Skill
- s:
Bachelor’s degree from a four-year college or university; or 1-5 years related experience and/or training; or equivalent combination of education and experien - ce.Experience handling attorney represented bodily injury (BI/UM/UIM) exposures in a personal line claims environm
- entMinimum of [5] years of experience in claims adjusting, specifically within personal line and major/complex case handli
- ng.Strong knowledge of insurance policies, claims procedures, and relevant regulatio
- ns.Excellent analytical, problem-solving, and decision-making skil
- ls.Strong negotiation and communication skills, both verbal and writt
- en.Proficiency in claims management software and Microsoft Office Sui
- te.Ability to work independently and manage a caseload effective
- ly.Experience handling physical damage exposures in a personal line claims environm
- entAbility to analyze and problem solve, working closely with others to coordinate and complete proje
- ctsAbility to think critically and resolve problems of varying complex
- ityAbility to perform with minimal supervis
ion
Preferred Ski
- lls:
Auto bodily injury attorney represented and/or litigation experience in multiple s - tatesMultiple language skills a
- plusTX Adjuster Li