Commercial Banker

Summary of Duties and Responsibilities:

Are you an experienced commercial lender who enjoys building relationships in your community? We are looking for a sales-oriented professional to provide outstanding customer service in our commercial lending division. As a commercial lender, you will analyze and manage existing commercial relationships along with investigating and developing opportunities to attract new customers. With active engagement in the community, you will cultivate relationships and promote the image and services of the bank. You will utilize your deep knowledge of commercial banking to understand the customers’ or prospects’ business and personal needs in order to establish and negotiate terms for extending credit and cross selling other services.

What You’ll Do:

• The Daily Grind – Your focus will be to generate new lending relationships while managing and existing portfolio of clients. You will work to increase your loan portfolio and improve penetration into the communities we serve. You will also analyze information that reflects the creditworthiness of current customers and the merits of existing loans through inspections of the collateral, review of interim financial reports, and other means.
• You’re Part of a Team – You are a member of the commercial lending team which includes supporting our external commercial clients throughout southern Indiana. This role focuses on commercial, industrial and commercial real estate lending. You will also work with our partners across the banks various business lines to provide additional services needed.
• And you have to be able to juggle – Multiple and conflicting priorities will come up under specific time constraints. In concert with your leader and other team members, you have to be quick to act when issues arise.

What it Takes:

• Bachelor’s Degree in Business, Finance, Accounting or equivalent work experience
• 7-10 year’s Commercial Lending experience
• Strong technical lending skills with the ability to analyze financial statements and a strong understanding of loan documentation.
• Proven track record in selling, negotiating, building relationships and cross selling.
• Strong written and verbal communication skills with keen attention to detail in creating professional presentations

Bonus Points:

• Building business and personal relationships through strong interpersonal skills
• Creating and networking with business contacts/influencers to develop referrals
• Assessing and delivering sound credit decisions
• Proven track record of commercial loan portfolio growth
• Strong organizational skills with the ability to provide superior customer service
• Bilingual/Multilingual

What we can offer you:

• Medical, dental, vision, STD, LTD, Life insurance, etc.
• 17 days paid time off, 11 paid holidays and bereavement leave
• Educational Assistance Program
• Wellness benefits
• Life event coverage
• Paid family bonding leave
• Service awards
• Financial benefits including 401(k) match, stock purchase plan and more
• Great deals on both national and local discounts on everything from computers and vacations to phones and retail shopping.
• Logo wear discounts
• Free checking account, checks and discounted bank services

This position will be located at:

Newark

44 West Locust Street
Newark, Ohio, 43055
United States

About Us:

Heartland Bank, a division of German American Bank and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction