What are the responsibilities and job description for the Wealth Planner position at HFG Trust?
Works with Advisory Team to perform a wide range of planning, education, and analysis duties for both existing and prospective clients.
Description
GENERAL SUMMARY:
The Wealth Planner provides support to the Lead Advisors, Service Department and Portfolio Manager when advising Clients on financial strategies. Plans and organizes the tasks and workflow to responsible individuals. The Wealth Planner is available to participants of corporate retirement plans for education and investment-based decision-making.
STATEMENT OF EXPECTATIONS:
HFG Trust expects all employees to comply with the responsibilities of their assigned position to the highest degree of performance by:
- Adhering to the Company’s policies and supporting Management decisions and goals in a positive, professional manner.
- Representing the Company with a high level of integrity and professionalism.
- Maintaining knowledge and understanding of banking rules, regulations, laws, and all policies and procedures pertaining to them including but not limited to, the Bank Secrecy Act (BSA) Regulation E and Regulation CC.
- Demonstrate a willingness to adapt to changing business needs and deadlines.
- Possessing a work ethic that includes neatness and dependability.
- Exhibiting a professional, business-like appearance and demeanor.
ESSENTIAL DUTIES:
- Provide retirement modeling, risk management/insurance analysis, educational modeling, estate plan document and tax situation reviews, plan preparations, and providing investment recommendations that align with client goals.
- Prepare meeting packets for clients for ongoing reviews, and make sure all the information for client meetings is timely and accurate to ensure the smooth delivery of the client material.
- Attend client meetings with Financial Planners as required.
- Support the Financial Planner(s) in research and analysis to meet Client needs and objectives.
- Develop and maintain internal relationships to help maintain business flow and meet agreed targets.
- Manage and report technical Management Information to the Technical Executive(s).
- Manage the research and analysis of financial products to meet client requirements.
- Effectively present ideas and information to management, advisors and occasionally clients
- Provide written financial plans from scratch, not just from templates, for high-net-worth clients.
- Create systems for ensuring that records are always up to date and transactions are correct.
- Interpret financial reports and statements from outside investment custodians to enable the planning process.
- Create PowerPoint presentations and Word documents from scratch ensuring the presentation is correctly formatted, styled and branded.
- Use Excel to create spreadsheets for tax calculations, analysis, and future projections.
- Work individually and handle self-driven projects efficiently.
- Understand the needs of the team and assist in ensuring they are met.
- Promote the profile of the business within the profession and wider communities.
EDUCATION AND EXPERIENCE REQUIREMENTS:
- Four-year degree from an accredited college or university in business, finance, economics or accounting related field preferred.
- Proficiency in Word, Excel, Adobe Acrobat and preferably some knowledge of graphics and printing programs such as Adobe Illustrator.
- Experience in instructing, monitoring, and checking investment transactions.
- Basic understanding of the principals of finance (education or experience).
KNOWLEDGE, SKILLS AND ABILITIES:
- Financial planning software to enable the Financial Planning advice process.
- Client Relationship Management (CRM) systems to keep client records up to date and accurate.
- Knowledge of income and capital gains tax planning, estate planning, investment management, pensions, and trusts.
- Ability to work under pressure with multiple projects.
- Strong proofreading, copywriting, and grammar skills.
- Highly organized, methodical, and disciplined.
- Strong oral and written communication skills to include emails and correspondence.
WORK CONDITIONS:
The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of the job. The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Environment:
- Work requires regular attendance, punctuality and adherence to agreed-upon schedule(s) with willingness to work a flexible and/or rotating schedule, and/or extended hours, as needed.
- Climate controlled office environment.
- Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent employee and customer contacts and interruptions during the day.
Physical:
- While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
- Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely
- perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management.
- Specific vision abilities required by this job include good visual acuity to read print and computer screens.
Salary
$50,000 - $66,500 per year
Salary : $50,000 - $66,500