Credit Quality Assurance Specialist (Loans)

High Plains Bank is an authentic, community-driven bank. We are compassionate problem-solvers and craft bankers, committed to understanding the unique needs of each customer and tailoring solutions to optimize their financial well being. We empower each other as leaders and embrace a growth mindset, fostering a supportive environment where everyone feels valued, has the opportunity to thrive and the ability to get things done.

We are looking for an analytical, detail-oriented person to join our team as Credit Quality Assurance Specialist.

Your Mission

You will play a crucial part in maintaining the integrity of our loan processes, conducting thorough reviews and audits of loan files, and ensuring that all loan documentation is accurate, complete, and compliant with both internal policies and external regulations. You will be responsible for identifying and addressing any errors or discrepancies, providing support and training to lending staff, and contributing to the ongoing improvement of our credit administration processes.

What Sets You Apart

You are focused on results, with strong analytical skills and a sharp eye for detail. You are a strong yet compassionate communicator, enabling you to collaborate well with team members and provide constructive feedback. You are adaptable and resilient, excel at working with others and have a growth mindset, always seeking opportunities to improve processes and enhance your own skills.

The Day to Day

Your daily work will include conducting post-booking loan file reviews, ensuring all documents are properly executed and accurate. You will assist with compliance requirements and perform quarterly loan reviews of new commercial loans. You will also handle construction loan files and verify draw requests. Additionally, you will monitor exception lists, provide training to staff, and maintain documentation standards.

What You Bring to High Plains Bank

Qualifications

• High School diploma or GED required
• Business Administration or similar degree is a plus

Essential Skills and Knowledge

• Proficiency in Microsoft or Google Suite
• Strong computer skills and the ability to coordinate between multiple computer systems
• Strong self-motivation and ability to work independently with minimal supervision
• Excellent problem-solving and pattern recognition abilities
• Ability to devise solutions for future improvement
• Exceptional attention to detail
• Effective communication skills
• Willingness and ability to learn quickly

Desirable Skills and Knowledge

• Understanding of lending rules (including but not limited to consumer and commercial lending, Flood, adverse action, HMDA, TRID, CRA and 1071)
• Loan documentation
• Banking Knowledge

Responsibilities of the Position

Key Accountabilities

• Compliance and Loan Reviews/Audits
• Post-Booking Loan File Review
• Loan/Credit Admin Department Support
• Construction Draws
• Maintenance of Documentation Standards

Other Responsibilities

• Manage the process of flood zone changes
• Help with various loan-related compliance tasks
• Review new commercial loans
• Check and ensure accuracy of loan documents
• Provide reports to management
• Monitor exception lists and help with complex issues
• Assist staff with training and guidance
• Complete quarterly QCD Audit
• Teach customers about construction draw processes
• Ensure construction draw requests and lien waivers are compliant
• Coordinate with inspection companies
• Submit and fund approved construction draws

What High Plains Bank brings to you

• The opportunity to work for a community driven, employee owned business
• Highly competitive PTO, retirement and health care
• Opportunities for growth, development and learning
• Tuition Reimbursement

Target compensation range

• $22.00-$30.00 per hour based on experience and qualifications

Physical Requirements

• Prolonged periods of sitting and working on a computer

Location and Schedule

• In person, at one of our 5 Colorado locations
• 8-5 Monday - Friday

High Plains Bank is proud to be an Equal Opportunity Employer

Member FDIC

Job Type: Full-time

Pay: $22.00 - $30.00 per hour

Expected hours: 40 per week

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• No nights
• No weekends

Work Location: In person

Salary : $22 - $30