What are the responsibilities and job description for the Mortgage Lending Specialist position at Home State Bank- People You Can Talk To?
At Home State Bank, we're dedicated to building strong relationships with our customers and the community. As a Mortgage Loan Officer, you'll play a key role in helping people achieve their dreams by providing expert guidance and support throughout the mortgage lending process.
Responsibilities:
- Develop and maintain relationships with new and existing clients
- Evaluate credit and financial histories to determine the best loan products for each customer's needs
- Process and submit loan applications and documentation in a timely manner
- Provide exceptional customer service and communicate effectively with clients throughout the loan process
- Collaborate with the team to ensure seamless loan processing and meet scheduled closing dates
Requirements:
- High School Diploma or equivalent, Bachelor's degree in Finance, Business, or Accounting preferred
- At least 2 years of experience as a Mortgage Lender or Loan Processor
- Knowledge of local, state, and federal loan regulations, including TRID
- Proficient in Microsoft Office Suite, Navigator, Encompass, or other mortgage loan processing platforms
- Excellent communication, organizational, and time management skills
About Us:
Home State Bank is a family-owned community bank deeply rooted in the vibrant communities of west central Minnesota. We're committed to total customer satisfaction, building strong relationships, and empowering individuals to overcome financial challenges and achieve economic success.