Loan Documentation & Processing Specialist

Primary Duties & Responsibilities

PLEASE NOTE - This is not a remote position.

Come join our team! HOMEBANK is a family-owned bank that prides itself on supporting the communities it serves.  We are looking to expand our team and are currently searching for a detail-oriented Loan Documentation and Processing Specialist.  The primary role of this position is to ensure loan documentation is prepared in accordance to bank policy and regulation.

This is a full-time position working primarily out of the Palmyra facility, but we are open to discussion on alternate locations.  Desired work schedule would be Monday - Friday 8:00 am to 5:00 pm for 40 hours a week.

Primary Duties and Responsibilities:

• Prepare and review loan documentation, ensuring accuracy and compliance with bank policies and regulatory requirements.
• Collaborate with loan officers and lending assistants to gather necessary information for loan files.
• Collaborate with other internal bank teams to facilitate funding requirements and customer’s needs.
• Complete post-closing loan file review as needed to ensure all required documents are in the file and executed properly.
• Review funded loans to the bank’s core system for accuracy.
• Prioritize tasks and manage deadlines effectively.
• Prepare documentation for loan denials and withdrawals
• Research and analysis of customer’s existing accounts
• Organize loan files pre and post loan closing.
• Coordinate funding and disbursement of loans with lenders and title companies.
• Application of loan payments and line of credit advances.
• Maintain/update procedures.
• Prepare loan documentation for digital file system.
• Communicate with third parties as needed.
• Daily loan department filing as needed.
• Assist loan production and servicing staff as needed.
• Assist loan officers as needed.

Additional Duties and Responsibilities:

• Annually sign Customer Confidentiality and Privacy statement
• Annually attend Robbery/Security Training
• Annually read and execute the Employee Handbook and Disaster Plan
• Be flexible and versatile with job duties as they arise throughout the day.
• Be able to prioritize and complete assignments.
• Work as a team member of HOMEBANK lending staff
• Communicate any problems to supervisor.
• Additional duties and responsibilities are subject to change.

Benefits offered - Health, Paid Time Off, 401K, Short & Long Term Disability, Vision, Dental, Accident

Requirements

• High school diploma.
• Previous loan/legal experience preferred but can train new hire.
• Maintain a working knowledge of banking laws and regulations and internal policies and procedures related to the job.
• Detail oriented.
• Multi-tasking.
• Strong communication skills.
• Strong organizational skills.
• Initiative to perform requires duties.
• Self-starter
• Be proficient with computer skills including Microsoft Word, Excel and Web based applications (data entry, email, etc.)

Physical Demands:
 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• • While performing the duties of this job, the employee is regularly required to, stand, sit, talk, hear, use hands and fingers to operate a computer and telephone keyboard, reach with hands and arms, stoop, kneel, twist and bend.
  • Ability to communicate in writing and verbally.
  • Specific vision abilities required by this job include close vision requirements due to computer work.
  • Light to moderate lifting or moving is required up to 25 pounds.
  • Regular, predictable attendance is required.

Work Environment:
 

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• • Moderate noise (i.e. business office with computers, phone and printers, light traffic).
  • Ability to work in a confined area in some situations.
  • Ability to sit at a computer terminal for an extended period of time.
  • Standard office lighting.

The above statements are intended to describe the general nature and level of work being performed.  They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel.