Treasury Management Risk Analyst

Job Summary

The Treasury Management Risk Analyst will be responsible for supporting the bank’s Treasury Management Risk Program through risk analysis, quality control, data sourcing, management reporting, and performance management functions. The position will assist Treasury Management Risk Manager in maintaining risk levels within the Bank’s risk tolerance and in accordance with regulatory expectations and industry best practices. The position will also assist with other department operational risk functions, as assigned. 

Key Responsibilities / Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Perform due diligence, risk assessment, underwriting, analysis, and approval processes for bank Treasury Management Customer portfolio.
• Establish and monitor treasury risk limits, including temporary limit increase processes, limit adjustments, periodic risk reviews, and service closures.
• Facilitate identification and escalation of significant risk issues or findings to Treasury Management Risk Manager.
• Perform research and root cause analysis on identified risk events to eliminate or decrease event recurrence and facilitate process improvements.
• Maintain and improve reporting, metrics, and/or key risk indicators.
• Prepare risk assessments, reporting, and documentation for Treasury Management Risk Manager.
• Execute quality control functions designed to detect and report any post-onboarding documentation or system setup exceptions.
• Support program compliance by educating bank partners and enforcing applicable legal and regulatory requirements, guidance, and bank policies and procedures.
• Participate in key projects and collaborate with cross functional teams.
• Maintain familiarity with emerging Treasury Management products and services, as well as industry best practices for related risk management techniques and tools.
• Maintain confidentiality and security of sensitive information.
• Adhere to all corporate policies and procedures, Federal and State regulations, and laws.
• Complete all mandatory annual compliance training. Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.
• Perform other duties and special projects as assigned. 

Job Requirements

Education:

• Bachelor’s degree preferred, but an appropriate combination of education and experience will be considered.

Required:

• 3 years of experience in a financial analytical role with transferrable skills and proficiencies.
• Experience operating under, interpreting, and applying risk management principles.
• Advanced knowledge of Excel and other data analysis tools and methods.
• Excellent project management, analytical, problem solving, and organizational skills.
• Strong communication and relationship-building skills.
• Self-starter with a proven ability to use analytical and investigative skills to collaboratively solve problems on a high performing team. 

Preferred:

• Solid understanding of and experience with bank products, banking systems, industry, and commercial lending/underwriting concepts. 

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization. 

Work Environment, Physical Requirements  

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job.  HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

• This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
• Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
• Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.

DISCLAIMER:  HomeTrust Bank is an evolving company.  As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.