What are the responsibilities and job description for the Senior Underwriter position at Housing Authority Insurance Group?
Position Overview
We are seeking a highly experienced and detail-oriented Senior Underwriter to join our team. This position is responsible for evaluating and analyzing complex risks. The ideal candidate will have extensive knowledge of property and casualty underwriting principles, exceptional decision-making skills, and a proven track record of managing high-value accounts.
Essential Functions
- Responsible for the Commercial Liability and Commercial Property policies for all Public and Affordable housing book of business within their assigned territory
- Successfully negotiates and communicates challenging underwriting decisions to agents and brokers.
- Develop and maintain positive relationships with all internal and external business partners.
- Understands, manipulates and interprets statistical information.
Knowledge, Skills, Abilities :
Job Requirements
Required :
Preferred :
Work environment & Physical Demands
Department Overview
The Underwriting department evaluates the risk of all current or prospective public and affordable housing properties and operations eligible for insurance coverage. The department fully analyzes risk and exposures and then prices the account based upon established underwriting guidelines and strategic rating plans. The underwriting team's role also includes CAT exposure analysis, coverage evaluation, price negotiation, program profitability, market conditions, reinsurance requirements and policy reviews.
Company Overview
HAI Group®[1], is the nation's leading property-casualty insurance company founded by and dedicated to affordable housing organizations. While we are recognized as a pioneer of affordable housing insurance programs, insurance is not our only strength. We protect, preserve, and promote the sustainability of affordable housing with an array of products and services that support the challenges housing organizations face. Besides insurance, we offer risk management services, online training, and consulting services used by more than 1,500 housing organizations nationwide. Headquartered in Cheshire, Connecticut, HAI Group® was recognized as a Top Workplace in 2020, 2021, 2022, 2023 and 2024.
Cultural Objective
HAI Group contributes to a culture that creates a safe and healthy working environment and a space of inclusiveness and belonging for all by : exceeding our customers' expectations, working collaboratively across the organization, embracing diversity, and demonstrating mutual respect and empathy.
HAI Group Benefits and Perks
HAI Group is an Equal Opportunity Employer.
No agency submissions please. Resumes submitted to any HAI Group employee without a current, signed and valid contract in place with the HAI Group Recruiting team for this position will become the property of HAI Group and no agency fees will be paid.
