What are the responsibilities and job description for the Mortgage Loan Processor position at HR Loan Processing LLC?
Job Overview
We are seeking a detail-oriented and knowledgeable Mortgage Processor to join our dynamic team. In this role, you will be responsible for managing the loan processing workflow from application to closing. You will work closely with loan officers, borrowers, and underwriting teams to ensure a smooth and efficient mortgage process. The ideal candidate will have a strong understanding of financial services, excellent math skills, and familiarity with relevant regulations.
Responsibilities
- Review and verify loan applications for accuracy and completeness.
- Gather necessary documentation from borrowers to support loan processing.
- Ensure compliance with Fair Housing regulations and TILA requirements.
- Collaborate with underwriting teams to facilitate the approval process.
- Maintain detailed records of all communications and documentation related to each loan file.
- Utilize FNMA guidelines to assess loan eligibility and risk factors.
- Perform 10 key typing tasks accurately for data entry purposes.
- Communicate effectively with borrowers regarding their loan status and any required documentation.
- Assist in resolving any issues or discrepancies that may arise during the processing of loans.
Qualifications
- Proven experience in mortgage processing or a related financial services role.
- Strong understanding of loan origination processes and underwriting principles.
- Familiarity with FNMA guidelines, Fair Housing regulations, TILA, and other relevant compliance standards.
- Excellent math skills for accurate calculations related to loans and interest rates.
- Ability to work collaboratively in a fast-paced environment while managing multiple priorities.
- Strong attention to detail and organizational skills to maintain accurate records.
- Previous experience as a loan officer is a plus but not required.
If you are passionate about helping individuals achieve their homeownership goals through efficient mortgage processing, we encourage you to apply for this exciting opportunity.
Job Type: Full-time
Pay: $45,000.00 - $75,000.00 per year
Benefits:
- Professional development assistance
- Referral program
Schedule:
- 8 hour shift
Ability to Commute:
- Charlotte, NC 28277 (Required)
Ability to Relocate:
- Charlotte, NC 28277: Relocate before starting work (Required)
Work Location: In person
Salary : $45,000 - $75,000