What are the responsibilities and job description for the Sr. Analyst, Portfolio Analytics & Credit Research position at HSA Bank?
At HSA Bank, we're working toward a world where everyone is empowered to save for a healthy future. Our offerings in the healthcare savings space drive down healthcare costs, increase access, and assist with decision-making for consumers, health plans, partners, and advisors.
Are you ready to join us?
Enhance Credit organizations quantitative analytical capabilities : enhance portfolio monitoring capabilities through use of sophisticated analytics. Assist in building bottoms-up, credit stress testing framework and dual risk framework.
Support Portfolio Analytics in preparing Portfolio Quality Reviews, (PQR's) and other monthly / quarterly analytics on various business segments throughout the Bank. Provide detailed analysis of both internal Bank data as well as benchmark third party data, coupled with macro-economic and industry research. Support strategic initiatives and credit risk management activities as assigned.
Utilize advanced programing skills such as Python, SQL, R and other advanced code writing to enhance Bank portfolio analytics.
Key Responsibilities
- Support Portfolio Analytics and Credit Research Team in everyday business functions such as Portfolio Quality Reviews (PQR's), Portfolio Stress Testing, and general credit, macro economic research and sophisticated analytics.
- Collect data sets from multiple sources within the Bank, reconcile and prepare baseline clean data for analysis.
- Incorporate advanced programming such as Python, SQL, and other Machine Learning (AI) programs to collect and produce advanced multi-dimensional analytics for various loan portfolios on a quarterly or ad-hoc basis.
- Support benchmarking analytics, which includes analysis ranking performance on size, concentration, reserves, delinquencies, and overall performance. Additionally, assess Webster key performance metrics against third party sources such as Trepp, Co Star, LCD, etc.
- Provide data stewardship of third-party benchmarking data sources
- Maintain digital delivery of third-party benchmarking data feeds on a monthly basis
- Where appropriate, introduce statistical and / or machine learning (AI) techniques to advance data collection and analytic capabilities of overall team
- Research and introduce data visualization software / methods that integrate with coding platforms and could be used to generate graphs / charts for presentations (non-excel methodsi.e. Matplotlib Python)
- Other portfolio analytics and ad hoc initiatives as assigned.
Experience
The estimated base salary range for this position is $90,000 USD to $110,000 USD. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Salary : $90,000 - $110,000
