Description

• Responsible for the evaluation and underwriting of Business Banking Healthcare/SBA/USDA loan applications to determine credit worthiness and compliance to Huntington lending and SBA/USDA policies.
• Reviews and analyzes all customer financial information to ensure sound credit decisions are made.
• Documents the detail and requirements of loan decisions, including conditions to close.
• Effectively communicates and acts as a liaison to internal customers to resolve business lending issues.
• Completes decisions in a timely manner.
• Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards.
• Provides coaching and guidance to bankers in the field regarding sound lending practices and managing credit risk.
• Must be capable of working independently on larger, complex credit requests.
• Adheres to bank policies and procedures and complies with legal and regulatory requirements.
• Provides management team with mentorship support for other underwriters or credit analysts within designated group.
• Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor.
• Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis.
• Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility.

Basic Qualifications:

• Bachelor's Degree
• Minimum 3 years of experience analyzing and underwriting loans for business/commercial clients.

Preferred Qualification:

• Experience with SBA or other government guaranteed loan programs
• Formal credit training preferred.
• Excellent customer service skills, highly motivated, focused and goal oriented
• Excellent written and verbal communication skills, including professional grammar and demeanor
• Strong organizational skills with attention to detail, planning and follow-up
• Ability to build and expand quality internal and external customer relationships.

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity