Commercial Bank - Segment Risk Manager

Description

Summary:

Huntington's Commercial Bank Segment Risk Manager is responsible for oversight and administration of risk strategy programs for the commercial business segment, with an emphasis on credit risk. Our Risk Managers will have responsibility for driving and overseeing key credit risk and lending activities for the assigned Commercial Business Units, such as, identifying, monitoring, measuring, mitigating, and reporting on the Commercial Business Unit’s risk and control environment related to credit risk and collaborating with colleagues on Commercial Banking lending strategies and operational projects through the lens of credit risk. Additionally, the Risk Manager will support other Segment Risk Specialists and Managers through direct or indirect reporting lines as a credit subject matter expert.

Duties & Responsibilities

• Evaluate effective of CML Bank controls and escalate as appropriate.
• Identify emerging internal control issues and write clear actionable action plans related to CML credit process.
• Lead the 1st LOD Segment Risk mitigation efforts of Self-Identified, Audit, Credit Review, and/or Regulatory findings.
• Validate findings related to credit process including but not limited to replicating work product of Commercial Business Portfolio Managers and related staff.
• Direct continuous monitoring and testing activities to ensure that they are performed in accordance with Corporate Risk Management requirements.
• Evaluate the adequacy and effectiveness of enterprise and regulatory controls and the resulting risk and control self-assessments (RCSAs).
• Deliver timely written and/or verbal escalation of all issues requiring attention to senior and executive management as well as the Board of Directors.
• Work with CML business segment management to ensure that the overall risk function is effectively supporting strategic goals.
• Collaborate with audit/business segment/corporate risk to address issues with plausible action plans and target dates.
• Act as the central point for receipt and distribution of important credit risk reporting for the business segment and reciprocate the flow of reporting information back to corporate risk management.
• Create credit risk reporting artifacts (Emerging Risks, Regulatory Reporting, Board/Management Metrics, Modeled Results), in support of the CML business segment.
• Ensure business segment adheres to corporate and business unit policies and procedures.
• Must be aware of and keep abreast of idiosyncratic and macroeconomic credit risk associated with assigned business segment.
• May or may not have managerial responsibility.
  
  
  

Basic Qualifications

• Bachelor’s degree
• Minimum of 5 years of experience in a Credit Analyst, Portfolio Management, Audit, Internal Controls Compliance, Risk Management or Regulatory Banking role.
• In lieu of a Bachelor’s degree 4 additional years of segment-specific or credit risk related experience may be considered.
  
  
  

Preferred Qualifications

• Working knowledge of the methodologies and techniques for reviewing, analyzing, and assessing individual loans to determine:
• the comprehensiveness, quality, and sufficiency of loan origination and credit action underwriting packages, and
• confirming that customer profiles are consistent with business segment(s) credit risk appetite, front end guidance, and/or preferred client profile.
• Advanced knowledge of risk management principles and regulatory compliance requirements.
• Strong organizational, analytical, critical thinking and problem-solving skills.
• Excellent verbal and written communications and the ability to communicate and present requirements and issues clearly and concisely.
• Strong interpersonal skills and ability to build strong partnerships and work collaboratively with all businesses.
• Ability to deal with ambiguity, multi-task and work in a fast-paced environment.
• Proficiency in MS Office suite.
• Proficiency in Archer or similar Enterprise Risk Governance (ERG) systems.
• Knowledge of lending products is important to be successful in the role.
• Credit Loss estimation and/or Model Risk Management experience preferred.
• Completed Credit analysis training program or similar advanced education.
  
  

#CML

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

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