What are the responsibilities and job description for the Consumer Finance Quantitative Analyst Sr position at Huntington National Bank?
Description
Within the Consumer Finance Segment, the product set includes Auto, Home Equity, Mortgage, and other Direct. The primary focus of the Quantitative Analyst role will be to conduct analytics and deliver reporting related to business strategy, credit, fraud, and operational risk.
The selected individual will develop and execute collaborative efforts to ensure business and credit initiatives are delivered successfully through critical analytics, close collaboration with key business stakeholders, and a high level of responsiveness to market changes. Working with cross functional teams to understand and connect market dynamics and price optimization strategies will be necessary in this role. The selected individual will develop reporting to effectively monitor the health of the portfolio and specific strategies.
As the 1st line of defense, this position will be responsible for supporting and monitoring the health of the business by converting analytic insights into recommendations in concert with our risk appetite framework. This includes developing credit, fraud, and business risk-based strategies in close partnership with 2nd and 3rd line of defense partners. Additionally, support Underwriting with an eye towards loss mitigation resulting from inadequate or failed processes, systems, human factors, or external events.
Key Responsibilities Include
Yes
Workplace Type
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
Within the Consumer Finance Segment, the product set includes Auto, Home Equity, Mortgage, and other Direct. The primary focus of the Quantitative Analyst role will be to conduct analytics and deliver reporting related to business strategy, credit, fraud, and operational risk.
The selected individual will develop and execute collaborative efforts to ensure business and credit initiatives are delivered successfully through critical analytics, close collaboration with key business stakeholders, and a high level of responsiveness to market changes. Working with cross functional teams to understand and connect market dynamics and price optimization strategies will be necessary in this role. The selected individual will develop reporting to effectively monitor the health of the portfolio and specific strategies.
As the 1st line of defense, this position will be responsible for supporting and monitoring the health of the business by converting analytic insights into recommendations in concert with our risk appetite framework. This includes developing credit, fraud, and business risk-based strategies in close partnership with 2nd and 3rd line of defense partners. Additionally, support Underwriting with an eye towards loss mitigation resulting from inadequate or failed processes, systems, human factors, or external events.
Key Responsibilities Include
- Developing and monitoring risk-based customer acquisition strategies to support credit policy, underwriting procedures, and market analysis ensuring they align with the risk appetite framework
- Delivering risk-based analysis and reporting related to underwriting strategies and operational process
- Developing business strategies with a bias for sound credit performance
- Monitoring new originations identifying areas of potential adverse selection and recommend remediation efforts to senior leadership
- Developing and monitoring fraud mitigation strategies including close collaboration with other Huntington product lines and the Corporate fraud team
- Execute reports and analytics interpret results, and present recommendations to Credit and Business leadership
- Bachelor’s Degree
- 7 years’ experience in reporting and analytics in a financial institution
- 5 years of experience working with consumer lending products (Auto Loans, Home Equity Loans, Mortgages, and Unsecured Loans and Lines) in an analytic environment
- 5 years of hands-on experience working with large databases in a complex data environment
- 5 years of hands-on experience using SAS and/or SQL to extract and manipulate data from disparate sources
- Strong analytical and problem-solving skills with proven ability to effectively gather and interpret large datasets
- Proven ability to successfully execute tactical and strategic initiatives
- Excellent verbal and written communication skills and being comfortable giving executive level presentations
- Demonstrated critical thinking and analytical skills with the ability to effectively multi-task and manage competing priorities while maintaining attention to detail
- Demonstrated success working in a fast-paced environment with attention to detail
Yes
Workplace Type
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position
