What are the responsibilities and job description for the Commercial Auto West Region - Credit Analyst position at Idaho State Job Bank?
Commercial Auto West Region - Credit Analyst at Wells Fargo in BOISE, Idaho, United States Job Description About this role : Wells Fargo is seeking three credit analysts to join the credit risk team of Wells Fargo Commercial Auto (WFCA) to support senior Portfolio Managers by providing research, analysis, and underwriting on extensions of direct and indirect credit exposure. WFCA provides a comprehensive suite of products and services to serve the diverse financial needs of local and national auto dealers. Financing solutions provided by Wells Fargo Commercial Auto include floor plan financing and financing for acquisitions, commercial real estate, and working capital. WFCA also provides a wide range of Commercial Banking products and services, including deposit and Treasury Management products and services. The credit risk team is part of the client-facing front line team responsible for underwriting credit transactions and modifications to existing loans; monitoring existing relationships for adherence to credit and regulatory policies, regulations, and procedures; negotiating loan terms and legal documents; and ongoing monitoring of the loan portfolio. General responsibilities in this role include working with senior Portfolio Managers (PMs), Relationship Managers (RMs), and Independent Risk Management (IRM) as well as other internal and external partners to originate, monitor, and grow relationships. WFCA is organized into 4 divisions : 3 regional teams that service regionally-based Middle Market to Mid-Corporate-sized auto dealership groups, and a national accounts team that services Mid-Corporate to Corporate Banking-sized companies operating in the retail automotive space. This position is for the West regional team. In this role, you will : Research complex financial, company, and credit information for commercial businesses according to business unit standards. Assist with credit analysis, industry and business risk analysis, financial modeling and projections, and loan documentation review in support of loan structuring decisions and determining creditworthiness for Middle Market to Corporate-sized auto dealership groups. Assist with collateral analysis including review of real estate due diligence and adherence with related internal policies and external regulations. Perform assigned credit risk activities under the guidance of senior Portfolio Managers including underwriting and origination, loan renewals, annual reviews, and portfolio monitoring. Assist with coordinating deal team activity in support of credit approva To view full details and how to apply, please login or create a Job Seeker account
