What are the responsibilities and job description for the Mortgage Loan Officer position at Idaho Trust Mortgage?
About Us
Idaho Trust Mortgage is a trusted local mortgage loan brokerage affiliated with Idaho Trust Bank. We offer tailored mortgage solutions backed by exceptional service and a strong local presence. Our mission is clear: “A Home for Everyone.”
Summary
We are seeking a motivated and experienced Mortgage Loan Officer to originate residential loans in the Boise area. You’ll work directly with clients and referral partners to structure the right mortgage products, leveraging a wide range of lending options and third-party relationships.
Responsibilities
- Develop and maintain referral relationships with realtors, builders, and professionals
- Help manage and grow our Preferred Broker network
- Guide clients through the loan process, from consultation to application and closing
- Analyze borrower needs and recommend suitable mortgage products
- Submit complete loan applications and work with processors/lenders for approvals
- Stay current on regulatory guidelines and market trends
- Meet individual and team production goals
Qualifications
- Proven experience as a Loan Officer or in a similar role within the banking industry.
- Minimum 2 years’ experience in residential mortgage origination
- Active NMLS license (Idaho or eligible)
- Strong knowledge of conventional, FHA, VA, jumbo, and HELOC products
- Excellent relationship-building and communication skills
- CRM and mortgage software proficiency
- High ethical standards with a client-first mindset
Preferred
- Existing referral network in Boise/Treasure Valley
- Bachelor’s degree in finance, business, or related field (preferred)
Benefits
- Competitive base salary commission
- Health, dental, and vision insurance
- Collaborative, supportive work culture
Job Type: Full-time
Compensation Package:
- Commission pay
Schedule:
- 8 hour shift
Work Location: Hybrid remote in Boise, ID 83702