Senior Credit Analyst

Compensation: $90k-$100k / year

Location: Tulsa, OK

Position: Senior Credit Analyst

Inceed has partnered with a great company to help find a skilled Senior Credit Analyst to join their team! This individual will be part of a dynamic credit team, providing in-depth financial analysis on complex commercial loans and supporting high-level decision-making across the organization. With direct exposure to borrowers and commercial bankers, this position offers an engaging and visible opportunity to contribute to the financial strategy of a growing institution. The ideal candidate will bring expertise in loan underwriting, risk assessment, and regulatory compliance, and will serve as a trusted partner in identifying and evaluating potential risks while supporting business growth.

Responsibilities:

• Analyze financial data and supporting materials for high-value commercial loans exceeding $10 million in aggregate debt
• Partner with commercial bankers to gather necessary documentation and perform deeper reviews when additional details are required
• Conduct industry research to stay informed on market trends and conditions relevant to the loan portfolio
• Collaborate on loan proposals, assess customer creditworthiness, and contribute to credit memorandums for committee reviews
• Engage directly with clients during credit analysis processes to ensure thorough evaluations
• Identify opportunities to enhance internal credit and lending processes through recommendations to leadership
• Track financial covenant compliance and manage ongoing monitoring of technical exceptions
• Produce reports forecasting industry outlooks and associated risks
• Deliver detailed concentration reports to support strategic planning for upcoming business cycles
• Prepare various financial oversight reports, including LTV analyses, officer stock portfolios, and covenant tracking
• Support and potentially lead junior credit analysts through mentoring and training
  
  

Required Qualifications & Experience:

• Bachelor’s degree in Accounting, Finance, Business, or equivalent professional experience in lending, finance, or accounting
• Completion of 9 hours of college-level accounting or equivalent specialized training in financial analysis or underwriting
• Minimum of 3 years of experience as a credit analyst or commercial loan underwriter
  
  

Nice to Have Skills & Experience:

• Experience with advanced financial modeling or forecasting tools
• Prior supervisory or mentorship responsibilities in a credit analysis environment
• Knowledge of banking policies, regulatory requirements, and risk management practices
  
  

Perks & Benefits:

Comprehensive benefits package available

Other Information:

• May include supervisory duties for Credit Analyst I or II roles
• Responsible for ensuring team adherence to compliance training and internal policies
• Involves strategic input on staffing, performance reviews, and workflow planning
  
  

If you are interested in learning more about the Senior Credit Analyst opportunity, please submit your resume for consideration. Our client is unable to provide sponsorship at this time.

We are Inceed, a staffing direct placement firm who believes in the possibility of something better. Our mission is simple: We’re here to help every person, whether client, candidate, or employee, find and secure what’s better for them.

Inceed is an equal opportunity employer. Inceed prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity, or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

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