What are the responsibilities and job description for the Senior Technical Product Marketing and DevRel Manager position at Intel?
Manages a portfolio of criticized and distressed commercial real estate loans, across multiple property types, with risk management and loss mitigation as primary objectives. Minimizes potential losses to the Company by identifying areas of concern and opportunities, and reports on potential and known issues and implements solutions in accordance with risk management objectives.Provides continuous monitoring of credit risks in the Portfolio and proposes action plans directed towards mitigation and resolving further potential deterioration in borrowers in the Portfolio. Performs financial analysis on the commercial real estate collateral and related parties, reviews market conditions, and identifies the relevant risks that are appropriately mitigated. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal and regulatory statutes and jurisdictions.Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk and exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems.Essential Functions / Responsibilities : Devise strategies, negotiate and structure transactions as required in Workout, provided that the decisions are consistent with the overall obligor strategy and plan as approved.Develop Workout strategies including analysis of a borrower’s repayment capacity, evaluation of the guarantor support, and continual assessment of collateral condition and value.Perform financial analysis, Commercial Real Estate appraisal analysis, understanding of market dynamics and ensuring internal and external reporting is completed as required.Prepare Workout credit proposals and reviews, ensuring appropriate risk ratings, accrual status, charge-offs, reserves, and strategies.Provide continuous monitoring of credit risks in the Portfolio and propose action plans directed towards mitigation and resolving further potential deterioration in borrowers in the Portfolio.Collaborates with multiple internal and external parties associated with each loan, including legal, loan operations and the middle office.Facilitates the resolution of problem loans through improved credit quality or repayment, in a cost-effective manner.Reviews adequacy of assigned risk ratings and provide support for risk rating upgrade and downgrade recommendations.Collects financial information, communicates with loan operations and middle office to ensure approved loans are booked, funded, and managed in a proper and timely manner.Reduces criticized and classified exposures in accordance with risk management objectives and corporate budgets.Ensures compliance with training, statutes, valuation and environmental policy.Analyzes severely delinquent and charged off accounts to identify possible problems, trends, and issues for feedback to credit and management.Mentors and coaches work of junior level workout professionals.Qualifications : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education : Bachelor's Degree or equivalent work experience in Business, Accounting, Finance, Economics or equivalent field.Master's Degree : Business, Accounting, Finance, Economics or equivalent field, preferred.Work Experience : Years of Commercial Real Estate Workout experience orYears of CRE underwriting or portfolio management experience.Skills and Abilities : Ability to develop and present the Bank’s position to execute proposed strategies to remedy substandard and non-performing credits.Strong math and analytical skills.Ability to quickly respond to inquiries from regulatory agencies, internal partners, and external consultants.Advanced knowledge of collection and workout best practices, identification, resolution and implementation.Excellent written and verbal communication skills.Excellent critical thinking skills with the ability to be adept in identifying and resolving complex risk management problems.Ability to build and foster internal relationships.Ability to interact with senior level management; experience interfacing with multiple levels of the organizational structure.Advanced Microsoft Office (Excel, Word, PowerPoint, Outlook, Sharepoint) skills.Diversity & EEO Statements : At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.Working Conditions : Frequent minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.Employer Rights : This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.#J-18808-Ljbffr
