Universal Banker

Position Title: Universal Banker

Reports To: Personal Banking Manager

Supervisory Role: No

Department: Operations

Job Status: Non-exempt, Full Time

JOB DESCRIPTION

Objective/Summary: The Universal Banker is responsible for working as both a Teller and Personal Banker to better serve InterBank customers

Essential Functions:

• Processes customer transactions with professionalism and courtesy.
• Handles customer complaints and works through these sensitive issues to resolution.
• Performs data entry to complete reporting requirements.
• Ensures that currency and coin requirements, limitations, regulations and provisions are maintained.
• Maintains a positive working relationship with customers and co-workers.
• Know the identity of the customer to reduce fraud and risk of loss to the Bank.
• Demonstrates knowledge and expertise of teller and personal banking functions and procedures.
• Supports the Company’s overall mission, standards, and confidentiality guidelines.
• Open and close various customer accounts based on customer need.
• Maintains strict confidentiality guidelines in accordance with Bank policy.
• Maintains strict control and security of cash under your supervision.
• Maintain policy and procedures as defined by Management.
• Cross-sell products and services.
• Assist with customer phone calls in a timely and courteous manner.
• Interacts in a professional, courteous manner with customers, co-workers, vendors, etc.
• Maintains strict confidentiality in accordance with company policy.
• Maintain personal grooming and company dress and appearance standards.
• Maintain company attendance standards.
• Maintains facilities and make necessary repairs as needed. Recommends and get approval from manager for large repairs.
• Other tasks as assigned.

EDUCATION, EXPERIENCE AND REQUIREMENTS:

• High school graduation or G.E.D. equivalent.
• Two years of personal banking or bank customer service experience.
• Satisfactory credit and criminal background check.

SKILLS AND PHYSICAL DEMANDS:

• Skills:
  • Hard Skills: Proficient in basic personal computer operations. Proficient in 10-key. Able to type efficiently.
  • Soft Skills: Good verbal and written communication skills, attention to detail, organization skills, can-do attitude, problem solving skills, decision-making skills sense of urgency, and strong work ethic.
• Typical Physical Demands:
  • Regularly required to talk and hear.
  • Requires standing and or sitting for an extending period with some walking, with some bending, kneeling, stooping, crouching, crawling, and climbing
  • Occasional light lifting not over 50lbs
  • Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus.

Nothing in this position description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not a contract and should not be construed as a guarantee of employment for any specific period of time.

Affirmative Action/EEO Policy Statement

InterBank is committed to maintaining an environment of equal opportunity. Accordingly, it is InterBank’s policy to provide equal opportunity for employment, advancement, and benefits to all qualified applicants and employees without regard to age, race, religion, sex, color, national origin, disability, citizenship status, uniform service membership/veteran status, or any other protected status as established by law.

Our commitment is to achieve and maintain excellence through full and equal opportunity, which is fundamental to the existence of InterBank. It is therefore the policy of InterBank not only to avoid direct discrimination but to go further. The company will act affirmatively to identify and eliminate barriers that may exclude or impede members of certain groups in their pursuit of excellence. Such affirmative action will address the treatment of persons who are already members of the company, as well as applicants for admission or employment.