Credit Consultant

Position Overview

International Financial Corporation has an exciting opportunity for a Credit Consultant to support customer’s financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing expert credit underwriting of owner operators and small to mid-size fleet customers.We’re seeking a driven professional with a keen eye for detail and a passion for credit underwriting. If you thrive in a fast-paced environment and enjoy making critical decisions, we want to hear from you!

Responsibilities

• Build strong relationships with dealers and customers as you assess credit requests.
• Perform in-depth credit underwriting for both new and existing customers.
• Prepare clean, professional, and accurate credit write-ups.
• Recommend credit decisions and use your authority within our dual-signature policy.
• Communicate credit decisions clearly to all stakeholders.
• Ensure compliance with company policies, including risk ratings and credit reviews.
• Minimize risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
• Gather essential due diligence and KYC (Know Your Customer) information.
• Review documentation to ensure accuracy and completeness.
• Ensure loans and leases are properly documented with perfected liens.
• Develop and deliver training to enhance the skills of our credit team.
• Educate dealers on credit and documentation requirements.
• Collaborate with management on policy updates and process improvements.
• Help resolve post-funding documentation issues.
• Support the execution of strategic credit, sales and marketing initiatives
• Always seek opportunities for continuous improvement.

Minimum Requirements

• Bachelor’s degree
• At least 2 years of accounting or finance experience

OR

• Master’s degree
• At least 1 year of accounting or finance experience

OR

• At least 5 years of accounting or finance experience

Additional Requirements

• Qualified candidates, excluding current employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

Desired Skills

• 3 years of credit underwriting experience, preferably in transportation sector 
• Working knowledge of consumer credit bureaus, PayNet, LexisNexis, and DocuSign
• Strong analytical skills, business writing skills and proficiency with applications including Excel, Word, PowerBi, and T-Value
• Ability to work independently and within a team environment
• Ability to effectively communicate with internal and external stakeholders
• Knowledge of transportation industry and related credit policies and procedures
• Proficiency in finance and lease documentation, insurance and lien perfection
• Ability to effectively prioritize workloads which include multiple transactions

Benefits and Compensation

We provide a competitive total rewards package which ensures job satisfaction both on and off the job. We offer market-based compensation, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, an employee discount program, and more. 

For this position, the expected salary range will be commensurate with the candidate’s applicable skills, knowledge and experience. 

You can learn more about our comprehensive benefits package at https://careers.international.com/#benefits.

EEO Statement

We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email HUB@International.com to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.