Credit Risk Analyst Intern

IPEX is one of the North American leading providers of advanced plastic piping systems. Our mission is to shape a better tomorrow by connecting people with water and energy.

We currently have an exciting opportunity as a Credit Risk Analyst Intern. This role is based in our Scarborough location and reports to the Senior Corp Credit Manager.

Do not miss the opportunity to join a diverse group of people-centric professionals, thought leaders and rapid thinkers, entrepreneurs in spirit and status quo-fighters!

Job Summary

Credit risk analysts work in the credit department. Credit risk analysts use a variety of analytical techniques to evaluate the risks associated with lending to consumers and to evaluate business risks

Principal Responsibilities

• Handle daily credit reviews promptly by prioritizing external/internal needs.

• Evaluate credit worthiness and assign credit limits and ratings based on risk. Seek next-level approval with credit recommendation as per dedication of authority.

• Oversee daily orders on hold to determine whether to increase credit exposure or to hold future orders by conducting a rapid credit investigation.

• Coordinate and guide Credit Administration to handle queries related to credit forms.

• Analyze financial statements and various reports to make constructive credit decisions.

• Collaborate with Credit Analysts, Sales, Customer Service, customers, and external sources to be efficient with credit reviews.

• Communicate with external/internal on credit requirements and decisions as needed.

• Compile the Trade, Bank reference, and Credit report and compare it with the NACM and Credit Review Form.

• Prepare the Credit review form and extract the accounts for the Senior Credit Risk Analyst.

• Analyze and evaluate financial data, Such as Balance sheets and income statements, to determine the level of default risk.

• Review and rate investments from the Credit report

Qualifications & Experience

• CCP (Certified Credit Professional)

• Degree/Diploma in Accounting

• 2 years of related experience in B2B credit

• Certified Credit Professional an asset

• Comprehensive analytical skills and credit knowledge

• Ability to effectively communicate both written and verbally

• Skilled to prioritize, organize and complete daily tasks promptly

• Advanced proficiency in MS Office, including Excel

• Ability to evaluate credit decisions independently using multiple sources of information

• Capability to strive in fast-paced environment

• Takes initiative and ownership of tasks

• High attention to detail and ability to produce quality work within deadline

• Skilled to work independently and with a team

IPEX is committed to providing accommodations for people with disabilities throughout the recruitment process and, upon request, will work with qualified job applicants to provide suitable accommodation in a manner that takes into account the applicant’s accessibility needs due to disability. Accommodation requests are available to candidates taking part in all aspects of the selection process for IPEX jobs. To request an accommodation, please contact HR at HR@ipexna.com

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