What are the responsibilities and job description for the Credit Analyst position at Irex Services?
Job Description
Job Description
Position Summary :
Under the direction of the Credit Manager, a Credit Analyst assists in the Accounts Receivable business cycle for their assigned branches. This involves evaluating creditworthiness of businesses applying for credit, assisting with collections, filing mechanics liens or bone claims, and other canned and ad hoc report analysis.
Essential Duties and Responsibilities :
Manage assigned portfolio of accounts, assess creditworthiness on customer applications, changes to existing credit, and annual reviews.
Provides analysis and reconciliations of customer accounts or projects as needed.
Prepares assigned reports monthly and quarterly reports accurately and before assigned deadlines.
Work with field administrators to work through project reconciliations and disputes when needed.
Reviews prepared reports to provide recommendations to your assigned field operations on credit risk, next steps, and protection.
Participates in a monthly review Teams call with field management.
Generate interim customer statements, demand, and collection letters to customers upon request.
Interact with field managers and personnel to effectively administer credit objectives.
Review, approve and process AIA, waivers, and any other documents that require our approval and notary.
Understanding our fields invoicing process and workflow to minimize both billing and payment issues.
Skills and Abilities :
Ability to multitask and maintain tight deadlines for reporting.
Strong organizational skills and attention to detail.
Excellent verbal and written communication skills.
Strong proficiency in Microsoft Office focusing on Excel and Outlook.
Exposure to construction industry, construction mechanics liens and bonds is helpful.
Strong negotiation skills with ability to defend your position in a collaborative manner.
Ability to work both independently and within team dynamics.
Education / Experience :
Bachelor’s Degree from a four-year college or university
3-5 Years Experience in credit and collections or related field.
PA Notary License helpful but not preferred
Benefits :
We offer a competitive benefits package which includes the following :
- Competitive salary
- Medical, Dental, Vision coverage
- Life Insurance
- 401(k) Retirement plan with company match
- Vacation / Paid time off
Travel :
Travel to our branches, customer locations, or off-site training (up to 5% of the time).
The duties and responsibilities described above are not a comprehensive list. Additional tasks may be assigned to the employee from time to time; the scope of the job may change as necessitated by business demands.