What are the responsibilities and job description for the Senior Credit Analyst/ Underwriter - Consumer Loans- DFW position at Ironhorse Funding LLC?
Join Ironhorse Funding LLC as a Full-Time Senior Credit Analyst/Underwriter for Consumer Loans and immerse yourself in an exciting, high-energy environment located in Irving, TX. This onsite role offers a unique opportunity to impact our lending decisions directly while collaborating with a dedicated team that values adaptability, accountability, and integrity. With a competitive salary base of $70,000.00 to $75,000.00, you'll be rewarded for your expertise in evaluating creditworthiness and risk assessment. Be part of a fun, dynamic workplace where dog lovers thrive and high performance is celebrated.
This is your chance to play a vital role in a company that prioritizes teamwork and communication. As a team member you'll be able to enjoy benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, Paid Time Off, 401 K match- immediately vested! Pet insurance, 20 day PTO and 9 paid holidays, and 10 after 1 year. Don't miss the opportunity to contribute to our mission of serving and helping our clients while growing your career in finance!
Hello, we're Ironhorse Funding LLC
Ironhorse Funding is a leading provider of innovative, technology-driven, full spectrum finance solutions to consumers and dealers in the motorcycle, powersports, RV, and marine markets. We provide customers across the entire credit spectrum access to financing and refinancing programs with competitive rates and flexible terms through our direct-to-consumer and dealer programs. We want every customer to have access to financing for their dream ride. We have an immediate need for a Senior Underwriter to join our team located in Irving, TX. You will support the originations needs for the organization for Motorcycle, Powersports, RV and Marine assets. This role is ONSITE Monday to Friday 8am-5pm or 830am -530pm. Some weekend hours may be required.
What does a Senior Credit Analyst/ Underwriter - Consumer Loans- DFW do?
As a Senior Underwriter at Ironhorse Funding LLC, you will play a pivotal role in shaping our Recreational Lending portfolio, including motorcycles, powersports, marine, personal watercraft, and RV financing. Your primary responsibility will be to make timely credit decisions by thoroughly reviewing consumer loan applications, analyzing credit profiles, and verifying collateral values. You'll have the authority to approve, counter, or deny loans within set limits while ensuring compliance with our underwriting standards. Your expertise will be invaluable in identifying and addressing policy exceptions and complex situations, escalating where necessary.
You will also communicate decisions promptly to dealerships, providing them with vital information to help restructure loan applications. Additionally, this position offers an opportunity to mentor junior underwriters and participate in reporting and trend analysis. Join our energetic team in Irving, TX, and help us continue to serve our customers with integrity and respect.
Would you be a great Senior Credit Analyst/ Underwriter - Consumer Loans- DFW?
To excel as a Senior Underwriter at Ironhorse Funding LLC, you will need a robust set of skills and competencies. Strong analytical and critical thinking abilities are essential for dissecting complex loan applications and making informed credit decisions. Proficiency in negotiation and risk analysis will allow you to evaluate loan structures and pricing effectively.
Excellent organization and time management skills are crucial for managing multiple applications and meeting turnaround times. Furthermore, effective communication-both written and verbal-across various organizational levels is vital for conveying lending decisions and collaborating with dealership partners. Attention to detail is imperative, ensuring that all aspects of the underwriting process are accurately assessed.
Your ability to coach and train junior team members will also foster a supportive environment and enhance team performance. Bring your expertise to Ironhorse Funding LLC, and become a key player in our mission of delivering exceptional customer service in the finance industry.
Special consideration for applicants with proven experience in the marine and RV space.
If this job aligns with your requirements, then submitting an application is simple. Good luck!
Salary : $70,000 - $75,000
