What are the responsibilities and job description for the Loan Officer position at Jacksboro National Bank?
Job Description
Jacksboro National Bank, a community-focused financial institution, is seeking an experienced loan officer to develop and maintain a commercial, agricultural, real estate, and consumer portfolio.
Key Responsibilities
- Assess and evaluate loan applications to determine creditworthiness.
- Possess strong analytical and financial analysis skills.
- Extend credit within established lending limits.
- Recommend loans to the loan committee for approval.
- Follow and apply loan policies and procedures.
- Continually monitor and work past due items and exceptions.
- Perform routine reviews of existing credits.
- Provide counsel to potential and existing customers regarding their financial situations.
Must Be
- A self-starter with a proactive approach.
- Goal-oriented with a focus on achieving objectives.
- Maintain a positive attitude in all interactions.
- Possess strong attention to detail.
- Demonstrate excellent communication and interpersonal skills.
- Ability to work effectively in a team environment.
Education, Experience, and Requirements
Bachelor's degree desired; 5-10 years of lending experience in commercial, RE, and agriculture preferred.