What are the responsibilities and job description for the Commercial Underwriting Director position at JCW?
About the Role
JCW is looking for an accomplished Commercial Credit Manager to lead its credit underwriting team and foster a culture of sound underwriting practices. The successful candidate will report directly to the Chief Credit Officer and be responsible for managing a team of credit analysts, reviewing credit proposals, and collaborating with other departments.
Key Responsibilities:
- Oversee and develop a team of credit analysts to drive commercial lending underwriting processes.
- Examine and structure credit proposals to ensure adherence to bank credit policies and regulatory guidelines.
- Collaborate with relationship managers and executive staff to support loan origination and portfolio management.
- Conduct thorough credit risk assessments across various industries and lending structures, offering guidance on complex credit decisions.
- Implement efficient underwriting policies and procedures to enhance risk management.
- Provide regular insights to senior management on credit quality and portfolio performance.
Requirements:
- A minimum of 5 years' experience in commercial credit roles within a banking setting.
- A proven track record of leading credit underwriting teams and assessing credit risks.
- Strong knowledge of commercial lending principles, financial statement analysis, and regulatory compliance.
- Ability to manage multiple priorities in a fast-paced environment.
- Excellent communication and decision-making skills.
