What are the responsibilities and job description for the Credit Risk Specialist position at JCW?
Credit Analysis Expertise:
We are seeking a highly skilled Credit Analyst with expertise in underwriting Commercial & Industrial (C&I) and Commercial Real Estate (CRE) loans. As a Senior Credit Analyst, you will be responsible for analyzing borrower financials, conducting industry and market research, and preparing and presenting credit memorandums for senior management. You will also collaborate with relationship managers, credit officers, and senior leadership, and monitor the performance of existing loans and report on credit quality.
Responsibilities:
The Senior Credit Analyst will be responsible for:
* Analyzing borrower financials, including balance sheets, income statements, and cash flow
* Conducting industry and market research to evaluate potential risks and opportunities
* Preparing and presenting credit memorandums for senior management
* Collaborating with relationship managers, credit officers, and senior leadership
* Monitoring the performance of existing loans and reporting on credit quality
Requirements:
To be successful in this role, you will need a Bachelor's degree in Finance, Accounting, or a related field, and 3 years of credit analysis experience, with a focus on C&I and CRE loans. You must have a strong knowledge of financial statements, credit risk assessment, and loan underwriting, as well as proficiency in credit analysis software and Microsoft Office Suite. Strong communication skills, with the ability to present findings to senior leadership, are also essential.
We are seeking a highly skilled Credit Analyst with expertise in underwriting Commercial & Industrial (C&I) and Commercial Real Estate (CRE) loans. As a Senior Credit Analyst, you will be responsible for analyzing borrower financials, conducting industry and market research, and preparing and presenting credit memorandums for senior management. You will also collaborate with relationship managers, credit officers, and senior leadership, and monitor the performance of existing loans and report on credit quality.
Responsibilities:
The Senior Credit Analyst will be responsible for:
* Analyzing borrower financials, including balance sheets, income statements, and cash flow
* Conducting industry and market research to evaluate potential risks and opportunities
* Preparing and presenting credit memorandums for senior management
* Collaborating with relationship managers, credit officers, and senior leadership
* Monitoring the performance of existing loans and reporting on credit quality
Requirements:
To be successful in this role, you will need a Bachelor's degree in Finance, Accounting, or a related field, and 3 years of credit analysis experience, with a focus on C&I and CRE loans. You must have a strong knowledge of financial statements, credit risk assessment, and loan underwriting, as well as proficiency in credit analysis software and Microsoft Office Suite. Strong communication skills, with the ability to present findings to senior leadership, are also essential.
