What are the responsibilities and job description for the Senior Credit Analyst position at JCW?
Client Overview:
Our client, a respected community bank in Montgomery County, PA, is seeking a Senior Credit Analyst to join their team. This position involves underwriting Commercial & Industrial (C&I) and Commercial Real Estate (CRE) loans, with direct exposure to senior leadership.
Key Responsibilities:
- Underwrite C&I and CRE loans, ensuring compliance with bank policies and regulatory standards
- Perform credit analysis and assess borrower financials, including balance sheets, income statements, and cash flow
- Conduct industry and market research to evaluate potential risks and opportunities
- Prepare and present credit memorandums for senior management
- Maintain and update loan files and documentation
- Collaborate with relationship managers, credit officers, and senior leadership
- Monitor the performance of existing loans and report on credit quality
Qualifications:
- Bachelor's degree in Finance, Accounting, or related field
- 3 years of credit analysis experience, with a focus on C&I and CRE loans
- Strong knowledge of financial statements, credit risk assessment, and loan underwriting
- Proficiency in credit analysis software and Microsoft Office Suite
- Ability to work independently and as part of a team
- Strong communication skills, with the ability to present findings to senior leadership
Salary : $75,000 - $95,000
