Consumer Loan Processor

About the Organization
Jeff Bank has achieved incredible growth and success since its inception in 1913, and it could not have happened without the energy, desire and talent of our employees. We embrace diversity and recognize the importance of creating a team that is committed to the success of our customers, the communities we serve, the Bank and each other. Our commitment presents many possibilities for career development. Bring your professional image and your passion for providing exceptional service to a dynamic team dedicated to helping create successful businesses, opportunities, financial health and strong, vibrant communities. We offer a broad range of exciting employment opportunities, with competitive compensation and comprehensive benefits that include:
Health & Welfare Benefits
Paid Time Off
Retirement Savings
Employer Paid Life & Disability Insurance
Flexible Spending Accounts
Tuition Assistance Program
Employee Banking & Loan Discounts
Employee Assistance Program
Continuous Training and Development OpportunitiesPosition
Consumer Loan ProcessorDescription

General Responsibilities
Responsible for performing a variety of duties to support the assigned consumer credit function; coordinating work within the unit or department, as well as with other departments and units; reporting pertinent information to the immediate supervisor responding to inquiries or requests for information; communicating with appropriate personnel, assisting the immediate supervisor with administrative tasks to support department/unit operations, maintaining appropriate records and providing assigned reports.Essential Duties

1. Demonstrates core values and guiding principles as outlined in the Bank's Mission, Vision and Value Statements of which the following are illustrative:

1. Gives exceptional customer service to both internal and external customers by providing prompt, polite and effective communication.
2. Participates as a member of the team.
3. Positively and proactively contributes to the Bank's Strategic Plan.
4. Demonstrates support of Management.

1. Ensures that all activities and work functions adhere to compliance requirements as are defined in company policies and procedures as well as state/federal laws and regulations.

1. Performs a variety of duties to support the assigned consumer credit function and/or credit analysis functions of which the following are illustrative:

1. Assists with the consumer loan and mortgage application processing tasks, e.g., obtains required information, compiles data, etc. as directed.
2. Verifies and processes a wide variety of credit information which will become part of the credit file, e.g., insurances, forms, etc.
3. Performs various clerical duties ex. Ordering appraisals
4. Files information and helps maintain consumer files ensuring that documentation is current, complete and sufficient.
5. Processes bills to the appropriate account on a timely manner as needed.
6. Prepares a variety of correspondence, such as adverse action notes; calculates payment estimates, amortization schedules and disclosures.

1. Assists in the loan process, by entering loan information on documents preparation software in order to generate closing documents for various types of loans
2. Coordinates specific work tasks with other personnel within the unit or department as well as with other units and departments in order to ensure the smooth and efficient flow of information.
3. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness, including but not limited to BSA and AML (cash secured loans, loans paid off too quickly).
4. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate bank personnel.
5. Assists the immediate supervisor with various administrative tasks to support department/unit operations, as directed; may also be assigned special projects.
6. Will assist consumer department with all duties that pertain the closing requirements.

1. Lends support to the loan servicing and origination loan departments with various functions as needed.

1. Assists with HMDA/CRA review by verifying completion and accuracy of information on loan applications.

1. Obtains and maintains annually registration with the National Mortgage and Licensing System and Registry as required under the provisions of the SAFE Act.

1. Assists in the achievement of goals assigned to the Consumer Department as part of the assigned department's annual operating plan.

Ancillary Duties

1. Performs other related duties as assigned or directed.

Salary Range$18.26 - $22.71 Hourly
Job Grade - 9Job LocationMain Office - JeffersonvilleEquipment/Machines

1. Telephone
2. Printer
3. Computer keyboard
4. Fax machine
5. Copy machine
6. Typewriter/Word processor
7. Calculator

Position Requirements

Education/Training:A high school diploma or equivalent, preferred A.S. or degree in related field; specialized lending education and trainingSkill(s):Proficient reading, writing, and grammar skills; proficient mathematics skills; proficient computer skills, working knowledge of Microsoft Work and Excel: moderate interpersonal relations and communicative skills; moderate typing skills; moderate report-writing and analytical skills. Knowledge of lending preferredExperience:Minimum of one-year banking experience required.Full-Time/Part-Time
Full-TimeLocation
Jeff BranchNumber of Openings
1Post Internal Days
5EOE Statement
Affirmative Action Notice Jeff Bank is proud to be an Affirmative Action Equal Opportunity Employer Minorities/Females/Disabled/Veteran. Our Bank is committed to a policy of equal employment opportunity for applicants and employees. We treat each in a manner free of discrimination regarding race, creed, color, religion, sex, sexual orientation, national origin, age, disability, marital status, veteran status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. Pay Transparency Policy The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.This position is currently accepting applications

Salary : $18 - $23