Demo

Personal Lines Underwriter - Habitation

Johnson & Johnson
Mount Pleasant, SC Full Time
POSTED ON 1/19/2025
AVAILABLE BEFORE 4/17/2025

Job Description

Job Description

Description : Position Overview :

This position reviews, analyzes, and inspects insurance contracts. They also collect competitive data and analyze our program’s place within the market.

Job Responsibilities :

  • Analyze inspection reports, location, risk, credit reports, etc to accept or reject new property and casualty business.
  • Performs agency visits and makes outgoing calls to solicit feedback on our service standards, our competition, and to build a professional relationship with our agents.
  • Achieve mutually agreed upon sales goals
  • Comprehend and maintain underwriting manuals for all companies represented
  • Attends company conventions
  • Must be able to attend after hours business meetings
  • Comfortable discussing team goals and actively participating in achieving these goals
  • Maintain minimum company education requirements
  • Adhere to company-wide minimum service standards
  • Knowledge of the independent agency system and economics - assess the capacity of market, territory and individual agencies to identify and act on growth opportunities
  • Must be able to travel a minimum of 3 days a month
  • Develop and maintain effective relationships with business partners.
  • Demonstrate accountability for the assigned territory by being innovative and identifying and implementing opportunities for improvement in results
  • Applies flexibility when solving Underwriting problems
  • Pursue education to enhance industry knowledge
  • Performs other duties and responsibilities as required

Education and Work Experience :

  • One to three years of experience and a Risk Management and Insurance degree from an accredited college or an Associate in Underwriting or Associate in Surplus Lines Insurance or more than three years of Property and Casualty Underwriting experience or experience in a related field
  • Knowledge Skills & Abilities :

  • Strong customer service skills
  • Ability to maintain confidentiality
  • Capacity to analyze information and general math skills
  • Knowledge of all applicable rating systems, underwriting and rate / rule manuals
  • Proficiency in online reference manuals
  • Knowledge of underwriting principles and policy forms
  • Ability to recognize exposure to loss
  • Ability to multi-task, prioritize, make quick decisions and be flexible in a fast-paced environment
  • Computer experience a must, MS Word & Excel experience required
  • Exceptional interpersonal skills
  • Ability to clearly and effectively present (both written and verbal) to external business partners, management and internal business partners.
  • Exhibits a professional appearance when representing the organization during agency visits or business meetings
  • Demonstrates an ability to make strong decisions and solve problems
  • Must demonstrate strong sales ability both in person and on the phone
  • Knowledge of Personal Lines Products - ability to differentiate J&J products / services from competitors
  • Strong negotiation skills
  • Minimum 40 wpm typing speed
  • Typical Physical Demands :

  • Requires the ability to sit or stand for long periods of time, occasional stooping, and reaching; May require lifting-up to 25 pounds; requires normal range of vision and hearing with or without accommodations.
  • Requirements :

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