What are the responsibilities and job description for the Risk Management - Lead Credit Officer - Vice President position at JPMorgan Chase?
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Vice President in the Risk Management team, you will be responsible for leading the role of a Lead Credit Officer. Your duties will encompass the supervision of third-party services related to Appraisal, Environmental Risk Management, Commercial Real Estate Portfolio Management, and Market Data. You will be in charge of Commercial Real Estate Portfolio Management, Quality Review, Risk Communications, Documentation Governance, and Project Management. Your role will also involve managing complex initiatives within the Commercial Real Estate-Risk Portfolio Operations. Key responsibilities include leading Commercial Term Lending and Off Balance Sheet spread approval functions, coordinating a team of Spread Approvers for timely and accurate processing, ensuring policy compliance, and providing guidance and training. You will be expected to align operational tasks with strategic plans.
Job Responsibilities
- Lead a team of Spread Approvers
- Ensure timely and balanced routing of spread approvals for annual reviews
- Oversee daily/weekly deliverables to meet goals and objectives
- Ensure quality standards are maintained while achieving critical service level agreements.
- Act as subject matter expert and single point of contact for Commercial Term Lending and Off Balance Sheet spreading processes and procedures
- Guide priorities in alignment with strategic and operational goals; defining key priorities and their related metrics / performance reporting.
- Conduct budget analysis for staffing analysis for credit risk functions
- Lead development and implementation of process improvement plans and change management within managed functions.
- Analyze data to understand business impacts and propose enhancements and/or automated solutions where necessary
Required qualifications, skills and capabilities
- Bachelor's Degree or equivalent work experience
- Financial statement review and analysis experience required.
- Demonstrated track record of talent development, high-quality execution & independent problem-solving.
- Excellent influencing skills, including ability to work effectively across a large organization, execute projects, and manage cross-functional / broad geographic relationships.
- Excellent verbal and written communication skills, including ability to convey complex ideas simply.
- Detail-oriented with the ability to multi-task and effectively produce in a time-sensitive team-based environment.
- Ability to collaborate with peers and senior management to build consensus when necessary
- Proven track record of effective management and strong leadership.
