What are the responsibilities and job description for the Risk Management - Lead Credit Officer position at JPMorgan Chase?
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve realworld challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-inclass.
As a Lead Credit Office in the Credit Risk team, you will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM .
Job Responsibilities
- Oversee all aspects of credit analysis on commercial real estate/multifamily loans
- Evaluate and manage risks in complex transactions
- Serve as a back-up mentor for more junior Credit Analysts and Credit Officers
- Build and maintain strong relationships with internal business stakeholders including sales, processing, closing and legal
- Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements
- Apply data analysis techniques to interpret results and provide insights and recommendations to management
- Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools
- Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge
Required qualifications, capabilities, and skills
- Minimum 7 years of experience in commercial real estate lending, credit analysis, or loan workouts
- Thorough understanding of multifamily real estate property valuations and cash flow analysis
- Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements
- Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining high level of attention to detail
- Excellent verbal/written communication and problem-solving skills
- Ability to prioritize, plan and manage people and processes to complete credit analysis and other assignments as needed
- Familiarity with regional markets and municipal regulations
- Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred qualifications, capabilities, and skills
- Bachelor's degree in accounting, finance, economics, or real estate is preferred
