What are the responsibilities and job description for the Risk Management - Loan Review Credit Officer, Associate position at JPMorgan Chase?
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real‐world challenges that impact our company, customers and communities.
As a Credit Officer in Portfolio Management, you should be proficient with commercial real estate finance concepts/principles and their application to various property types. Incumbents will complete reviews on properties and borrowers to derive appropriate risk ratings and evaluate expected future performance.
Job responsibilities
- Complete annual reviews on properties and borrowers to derive at appropriate risk ratings.
- Review annual property operating statements, rent rolls, and local market conditions to determine overall property performance and identify potential risk of default.
- Document and support concluded risk ratings.
- Interact with Borrowers, Credit Executives, and other parties to obtain applicable data to perform a complete analysis.
- Excel in teamwork, which may include training of incoming Credit Officers.
Required qualifications, capabilities, and skills
- Bachelor’s Degree or equivalent experience.
- At least 2 years of experience with credit analysis and review of commercial real estate loans.
- Previous experience in portfolio management, loan risk grading/ risk assessment.
- Strong organizational and time‐management skills ‐ ability to multitask, prioritize, and work with others in an integrated way to achieve individual objectives and team results.
- Excellent written and verbal communication skills.
- Proficiency in Microsoft desktop tools including Word, Excel, Power Point and able to quickly acclimate to proprietary systems.
