What are the responsibilities and job description for the Risk Management - Asset Based Lending Credit Risk, Executive Director position at JPMorganChase?
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As an Asset Based Lending Credit Risk Director in the Middle Market Banking and Specialized Industries Group, you will lead the credit risk management team across the South East segment. You will play a crucial role in shaping the risk strategy, fostering a collaborative culture, and driving business growth while maintaining a strong risk management framework. Your work will have a significant impact on our clients and the wider community.
Job Responsibilities:
- Lead and manage the credit risk team across multiple geographies and markets.
- Develop and execute strategic vision for the ABL Credit Risk function.
- Oversee credit risk assessment and management for the ABL portfolio.
- Collaborate with banking management and partners to analyze and approve credit requests.
- Structure credit facilities and negotiate credit agreements.
- Conduct thorough client due diligence and ensure consistent transaction negotiations.
- Monitor portfolio performance and identify potential risks.
- Drive innovation and process improvements within the credit risk function.
- Participate in client meetings and develop external partnerships.
- Ensure compliance with credit risk policies and regulatory requirements.
Required Qualifications, Capabilities, and Skills:
- At least 15 years of commercial lending experience.
- Strong expertise in credit risk management and asset-based lending.
- Superior skills in credit, corporate finance, negotiation, and loan documentation.
- Excellent interpersonal, communication, and collaboration skills.
- Proven leadership experience in managing and developing teams.
- Completion of a major corporate or investment bank credit training program or equivalent experience.
- Bachelor's degree in finance, accounting, or a related field.
Preferred Qualifications, Capabilities, and Skills:
- Experience with middle-market companies and leveraged private equity-owned businesses.
- Advanced degree in finance, accounting, mathematics/modeling, or economics.
- Ability to operate independently with minimal managerial direction.
- Strong track record of influencing stakeholders and driving change.
- Commitment to diversity, equity, and inclusion in team leadership.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
ABOUT THE TEAM
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
