What are the responsibilities and job description for the Risk Management - Credit Office, Analyst position at JPMorganChase?
Job Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real‐world challenges that impact our company, customers and communities.
As a Credit Office Analyst in Portfolio Management, you will be responsible for packaging and processing multifamily and commercial loan modification requests post originations. The Credit Office Analyst will review collected data for completeness and prepare entity document summaries for applicants. The Credit Office Analyst is expected to achieve and maintain individual benchmarks for both quality and quantity, excel in teamwork, have excellent time management skills and a high attention to detail.
Job Responsibilities
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About The Team
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.
Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients—including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real‐world challenges that impact our company, customers and communities.
As a Credit Office Analyst in Portfolio Management, you will be responsible for packaging and processing multifamily and commercial loan modification requests post originations. The Credit Office Analyst will review collected data for completeness and prepare entity document summaries for applicants. The Credit Office Analyst is expected to achieve and maintain individual benchmarks for both quality and quantity, excel in teamwork, have excellent time management skills and a high attention to detail.
Job Responsibilities
- Identify, request and analyze necessary ownership documentation to process and complete credit analysis for the transaction at hand.
- Maintain transactional compliance with Reg B, FCRA, KYC and HMDA policies.
- Ensure requests are completed in accordance with all bank, regulatory, compliance requirements.
- Maintain client relations while interacting with internal and external customers, as well as managing partnerships with cross‐functional stakeholders across the Commercial Bank.
- Identify ways to increase efficiency and automation.
- Bachelor's Degree in Finance, Real Estate, General Business or Accounting or equivalent work experience.
- Strong knowledge of commercial and multifamily loan documents.
- Knowledge of entity documents and structures.
- Knowledge of Reg B, FCRA, KYC and HMDA requirements a plus.
- Strong business communication skills with an ability to work well in a collaborative environment including other internal departments.
- Effective at working independently with meticulous attention to detail, strong organization and time management skills.
- Knowledge of current real estate market trends.
- Proficiency in Microsoft desktop tools including Word, Excel, Access, Power Point.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About The Team
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.
Commercial Banking provides credit and financing, treasury and payment services, international banking and real estate services to clients—including corporations, municipalities, institutions, real estate investors and owners, and not-for-profit organizations.
