Funding Manager

Key Responsibilities:

• Manage and oversee the funding operations, ensuring timely and accurate disbursement of funds to dealers.
• Develop and implement funding policies and procedures to streamline operations and maintain compliance with regulatory requirements.
• Collaborate with the underwriting team to ensure seamless transition from credit approval to funding.
• Communicate with Credit Analysts and Dealer Partners to resolve discrepancies and obtain additional information when necessary.
• Manage the Funding Associate to conduct thorough reviews of all collateral supporting documentation for accuracy to ensure proper collateral perfection.
• Review and verify all documentation related to finance contracts to ensure accuracy and completeness.
• Manage the Funding team to maintain accurate and up-to-date records of all funding transactions and documentation.
• Develop and implement funding checklists and quality standards
• Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage funding transactions.
• Maintain detailed records of all funding activities and ensure proper documentation is maintained.
• Work closely with dealers to resolve any issues related to funding and provide exceptional customer service.
• Train and mentor funding staff to ensure high performance and continuous improvement, to achieve departmental goals.
• Manage and provide excellent customer service and support to dealers and customers regarding funding questions and concerns.
• Regularly review and analyze funding processes to identify opportunities for efficiency improvements.
• All other job duties assigned.

Qualifications:

• Bachelor's degree in Finance, Business, or a related field.
• Minimum of 5-7 years of experience in funding operations or a related field in a financial services or banking industry,
• A minimum of 2-3 years in a managerial role.
• Previous experience in funding or related financial services is mandatory.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Strong familiarity with Loan Origination Systems (LOS).
• Excellent analytical, organizational, and problem-solving skills.
• Working knowledge of financial services regulations together with all internal policies and procedures
• Working knowledge of various loan structures, payment schedules, amortizations, interest rates
• Ability to review and comprehend required entity formation documentation for all 50 states.
• Excellent communication and interpersonal skills.
• Deep understanding of financial information and lending regulations.
• Excellent management and leadership to lead the team.
• Effective interpersonal skills for working across teams and departments
• Ability to work on-site at our Foothill Ranch, CA office.

Profile Differentiators:

• Experience in founding, co-founding or working in a fast-paced startup environment.
• Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
• Experience in a FinTech startup.
• Advanced Professional degree

Salary Range:

$90,000 - $105,000 annually, based on experience and qualifications.

Equal Opportunity:

KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.

Salary : $90,000 - $105,000