What are the responsibilities and job description for the Risk Analyst position at Kawasaki Motors Corp., U.S.A.?
Key Responsibilities:
- Support Design, development and maintenance of KMRF’s Risk Management Framework
- Assist Risk Manager or VP-Risk in developing and refining Credit Risk strategies and initiatives.
- Analyze and assess risk factors associated with loan origination and financial operations.
- Collaborate with the statistical modeler to develop and refine risk models.
- Monitor and evaluate the performance of risk models and make necessary adjustments.
- Prepare detailed risk assessment reports and present findings to management.
- Provide data-driven insights that inform strategic decisions and drive business growth.
- Utilize Loan Origination Systems (LOS) to process and manage funding transactions.
- Ensure compliance with company policies, regulatory requirements, and industry standards.
- Assist in making recommendations for improving risk management processes and enhancing overall risk awareness within the company.
- Prepare comprehensive reports for management analyzing lending trends and market conditions.
- Ensure adherence to all relevant regulations and internal policies.
- Collaborate closely with Legal and Compliance teams to maintain high standards and stay abreast of regulatory changes and industry best practices.
- All other job duties as assigned.
Qualifications:
- Bachelor’s degree in Finance, Economics, Risk Management, Statistics, or related field.
- Minimum 3 years of experience in risk analysis, financial analysis, or related roles.
- First-hand experience in developing credit policies and risk management controls.
- Strong analytical and problem-solving skills.
- Experience in statistical software and risk management tools (e.g., R, Python, SAS).
- Experience with data analysis and financial modeling.
- Familiarity with cloud-based Loan Origination and Decision platforms
- Excellent communication and interpersonal skills.
- High attention to detail and accuracy.
- Ability to work collaboratively with cross-functional teams.
- Ability to work on-site at our Foothill Ranch, CA office.
- Intellectual curiosity, drive, and decisiveness with ambiguous and complex environments
- Familiarity with financial services and loan origination processes is preferred.
Profile Differentiators:
- Experience in founding, co-founding or working in a fast-paced startup environment.
- Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
- Experience in a FinTech startup.
- Prior experience in managing a team of Data Scientists and Risk Analysts
- Master’s degree or Advanced Professional degree
Salary Range:
$75,000 - $83,000 annually, based on experience and qualifications.
Equal Opportunity:
KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.
Salary : $75,000 - $83,000
