What are the responsibilities and job description for the Underwriting Associate position at Kawasaki Motors Retail Finance?
Key Responsibilities:
- Assist in developing and implementing underwriting policies and procedures.
- Evaluate and analyze credit applications to determine risk and approve or decline applications accordingly.
- Communicate with Funding Associate, Credit Analysts and Dealer Partners to resolve issues and obtain additional information when necessary.
- Collaborate with the Underwriting Manager to set up the business and ensure adherence to regulatory requirements.
- Utilize Microsoft Office and Loan Origination Systems (LOS) to process and manage loan applications.
- Maintain accurate and up-to-date records of all underwriting decisions and documentation.
- Work collaboratively with other team members to achieve departmental goals.
- Provide excellent customer service and support to dealers and customers regarding financing options.
- All other duties as assigned.
Qualifications:
- High school diploma, associate degree or equivalent in Finance, Business, or related field Previous experience in underwriting is mandatory
- A minimum of 3-5 years of experience is recommended.
- Proficiency in Microsoft Office (Word, Excel, PowerPoint).
- Remain current on lending regulations and guidelines
- Familiarity with Loan Origination Systems (LOS).
- Strong analytical and decision-making skills.
- Research and problem-solving capabilities.
- Excellent communication and interpersonal skills.
- Act as a resource for dealer and staff questions regarding the KMRF’s loan programs
- Working knowledge of financial services regulations together with all internal policies and procedures.
- Working knowledge of various loan structures, payment schedules, amortizations, interest rates
- Prepare monthly production reports and provide information to manager
- Basic understanding of financial information and lending regulations.
- Ability to work on-site at our Foothill Ranch, CA office.
Profile Differentiators:
- Experience in founding, co-founding or working in a fast-paced startup environment.
- Experience in Powersports Finance Industry (motorcycle, ATVs UTVs, PWCs)
- Experience in a FinTech startup.
- Advanced Professional degree
Hourly Range:
$25.00/hr. - $35.00/hr., based on experience and qualifications.
Equal Opportunity:
KMRF is an Equal Opportunity Employer; employment with KMRF is governed on the basis of merit, competence and qualifications and will not be influenced in any manner by race, color, religion, gender, national origin/ethnicity, veteran status, disability status, age, sexual orientation, gender identity, marital status, mental or physical disability or any other legally protected status.
Salary : $25 - $35
